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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Best online bank

5
Monzo is very easy to use Banking application. User interface is very smooth and account management is easy. Reviewed on: 24th February 2023
krishna_s2024@yahoo.com's avatar
[email protected]

Great experience!

5
Easy to open account with lots of useful features. Have found customer service to be very helpful. Would definitely recommend. Reviewed on: 24th February 2023
Cassie Gates's avatar
Cassie Gates

Brilliant

5
The UI is great, the customer service is top notch and I can get my pay a day early - there is nothing to dislike! Reviewed on: 24th February 2023
Kyle Gent's avatar
Kyle Gent

Easiest

5
Easiest bank app to control I never have any trouble with it i.e. putting money on it or getting money off Reviewed on: 24th February 2023
Paul Sapiano's avatar
Paul Sapiano

Brilliant and easy to use

5
Monzo is a fantastic bank. They offer various products and their Flex product is amazing. It allows me to spread payments over 3, 6 or 9 months with an interesr free option. The Monzo plus offering has so many perks including checking a credit score and virtual cards for a great rate of £5 a month. Reviewed on: 24th February 2023
Yaeesh's avatar
Yaeesh

Love my monzo

5
Banking is always so painful but using monzo has made everything so much more accessible and less fusty. Easy to save, love the pots, easy to access, easy to make payments and transfer! Reviewed on: 24th February 2023
Esther Yeadon's avatar
Esther Yeadon

The best bank

5
The best bank from Uk.Very easy transactions. Reviewed on: 24th February 2023
Miladi's avatar
Miladi

Good feeling

5
I have had a very good experience using the spank I personally have 11 accounts across a wide range of companies, however I always have monzo as my main account I have not switched since I opened it. Reviewed on: 24th February 2023
Jason Green's avatar
Jason Green

Fantastic app

5
Great banking app Can’t fault them Reviewed on: 24th February 2023
martinireland101@gmail.com's avatar
[email protected]

Monzo are everything you need and more

5
Not only do Monzo care about their customers but their intuitive, feature rich app has all the functionality you could ever need. I've been able to change my life by using Monzo to organise and budget my finances across all my accounts. I've been with Monzo since its beta launch and I've never looked back! Reviewed on: 24th February 2023
Bradley Macro's avatar
Bradley Macro

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