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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

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4.93

Based on 19,406 reviews, last reviewed 19th May 2026

82% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Monzo is an amazing online banking

Always helpful thank you monzo Reviewed on: 24th February 2023

The best

Easy for use, easy for apply, nice saving programme Reviewed on: 24th February 2023

Slick and super useful!

I love Monzo's user interface. I love having most of my finance information in one place and the monzo premium features have been very practical and useful (e.g. travel insurance). I really hope Monzo includes more investment account data to give a full picture of financial health, and also hope that they do a premium joint account offering. Reviewed on: 24th February 2023

Excellent bank!

Thanks, user friendly with a really simple and useful app. All they need to do is add a function that allows you to pay a cheque in with your camera, and it would be the perfect bank! Reviewed on: 24th February 2023

Changed a spender to a saver

With the use of pots - I finally understand my Income and outgoings monthly. I can plan the months spend, future big outgoings - it’s totally life changing and my fear of running out of cash is disappearing. Reviewed on: 24th February 2023

Near had problem and they often message asking how they can help

Ready easy to use and have offered me flex and over draft to my needs Reviewed on: 24th February 2023

User friendly

Fantastic experience and user friendly. The experience in opening the account is spot-on, when I came into the UK, it was handy for me. The app interface is also self explanatory for easy navigation and I have recommended to a lot of people Reviewed on: 24th February 2023

An intuitive experience putting you in control of your money

Love this bank, originally used to put my spare money for spends but has become more of an integral part of managing my money and I love Monzo flex to help spread some of my purchases. Reviewed on: 24th February 2023

The cream of the banks

Monzo are efficient in service delivery and so response to customer needs and requests. No detail is too small or great, they pay attention to every change in their customer's circumstances and provide solutions that match them. Reviewed on: 24th February 2023

MONZO is easy to use and speedy to respond

MONZO App is easy to use. Any time I have had an issue it has been solved very quickly. Reviewed on: 24th February 2023

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