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Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Best Bank

5
From splitting the bills and creating the pots to earning from savings, using card abroad to customer service - everything easy and accessible, plus secure. The app has some glitches and space for improvement, like competitive rate mortgage, but so far, I think it is the best bank in UK. Reviewed on: 24th February 2023

The doing bank

5
They listen and then act as opposed to saying they will listen and maybe think about acting at some point in the future Reviewed on: 24th February 2023

Good Smart Banking

5
Smart Banking amd fast responsive Reviewed on: 24th February 2023

Ivan

5
I m Ivan todorov end I wand the Reviewed on: 24th February 2023

Fabulous

5
I love my Monzo account. I can save money in individual pots of my choosing. It's so easy to move money around. Best account I've ever opened. Reviewed on: 24th February 2023

Excellent

5
I've have good service and very happy. Reviewed on: 24th February 2023

Hassle-free comprehensive family banking

5
I'm love Monzo thrifty saving methodology; perfect for all ages. Reviewed on: 24th February 2023

Gg

5
Very good bank lots of flexible options Reviewed on: 24th February 2023

Excellent Banking

5
Simple and easy banking I always recommend Monzo. Reviewed on: 24th February 2023

Best no hidden charges

5
Great bank easy to use helpful and very straightforward no hidden fees. Reviewed on: 24th February 2023

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