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Monzo: Current account reviews

4.93
Based on 19,406 reviews, last reviewed 19th May 2026
82% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026
Sharn Nash's avatar
Sharn Nash

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19406)

Easy banking

5
Great fir everyday use, easy to use abroad. App very quick and easy to understand. Reviewed on: 24th February 2023

Monza the best

5
I find monza bank is all you need for banking great service best bank I have ever had Reviewed on: 24th February 2023

Best bank ever!!!!!!

5
Easy to use very informative fantastic information Reviewed on: 24th February 2023

Excellent customer service

5
Opening an account was very fast and easy Reviewed on: 24th February 2023

Best bank in the UK

5
Easy to open, easy to use. Very fast service. Communication with the customers is very smooth, friendly and professional. All in all best bank in the world Reviewed on: 24th February 2023

The best

5
Very quick service beautiful ❤️ and safely ❤️❤️❤️ Reviewed on: 24th February 2023

Easy to use daily and save using buckets like the round up to the nearest £

5
Awesome banking service and easy to categorise your spending Reviewed on: 24th February 2023

Monzo

5
Good bank, i really like em. I love the way the detail everything Reviewed on: 24th February 2023

Why choose monzo

5
I have been with monzo for 4 years best thing I did was to change banks. To be honest I wasnt sure about it just being online but it was never a problem. Everything st the press of a button including help . Any issues resolved super quickly. Notifications all the time. A really good way to manage your money and saving Reviewed on: 24th February 2023

Practical

5
Help me track my money and its helpful in situation of needing spread the costs of purchases. Reviewed on: 24th February 2023

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