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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

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4.93

Based on 19,406 reviews, last reviewed 19th May 2026

82% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Easy to use and great offerings

Love my account easy to use and rest offers Reviewed on: 24th February 2023

Excellent bank

Very accurate and informative bank. No charge for withdrawal abroad. . Every purchase shows immediately. Reviewed on: 24th February 2023

I very happy with Monzo

I am very satisfied with bank monzo Reviewed on: 24th February 2023

Everything I need in a bank!

Monzo is the best bank account I have had. I've lived in multiple countries and used a variety of banks but Monzo is by far, the best to date! Easy, user friendly interface, good money management tools, great customer service. Reviewed on: 24th February 2023

Outstanding bank

I'm 72 and Monzo has been my best banking experience. Offering simplicity, professionalism and customer care. I get offers from other banks continuously, Monzo is everything I need. Reviewed on: 24th February 2023

Fantastic

Always brilliant, better than any other bank worldwide Reviewed on: 24th February 2023

User friendly.

Convenient, reliable and efficient. Setting up an account is so easy. Reviewed on: 24th February 2023

Good

Very good bank experience is best Reviewed on: 24th February 2023

love monzo so much

downloaded because i wasn't liking my then current bank. it was so easy to set up and it's so easy to use Reviewed on: 24th February 2023

Easy efficient

Great easy dexterous and safe always Reviewed on: 24th February 2023

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