Paid advertisement
Smart Money People Logo
Newsletter

Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19429)

it's a very good bank

5
They made everything easy to access and service is very good Reviewed on: 24th February 2023

Excellent Bank

5
Brilliant Bank , great bank, quick , easy, always on point Reviewed on: 24th February 2023

Treats customers fair

5
Monzo has helped me on numerous occasions. The customer service is friendly and efficient. I have had a better experience with Monzo than with any high street bank. Reviewed on: 24th February 2023

Easy banking

5
I would recommend Monzo everyone. Reviewed on: 24th February 2023

Amazing

5
Clear and concise banking without any hassle Reviewed on: 24th February 2023

Best bank I have ever used

5
I have used Monzo for 2 years now, and I have already recommended at least 5 of my friends to use Monzo. Reviewed on: 24th February 2023

Monzo is an amazing online banking

4
Always helpful thank you monzo Reviewed on: 24th February 2023

The best

5
Easy for use, easy for apply, nice saving programme Reviewed on: 24th February 2023

Slick and super useful!

5
I love Monzo's user interface. I love having most of my finance information in one place and the monzo premium features have been very practical and useful (e.g. travel insurance). I really hope Monzo includes more investment account data to give a full picture of financial health, and also hope that they do a premium joint account offering. Reviewed on: 24th February 2023

Excellent bank!

5
Thanks, user friendly with a really simple and useful app. All they need to do is add a function that allows you to pay a cheque in with your camera, and it would be the perfect bank! Reviewed on: 24th February 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3188 reviews
    Monzo
  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo
  • Investments

    from Monzo 4.86 from 1146 reviews
    Monzo
    View all products