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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

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4.93

Based on 19,406 reviews, last reviewed 19th May 2026

82% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

great

I opened the account to manage my expenses and in the end I found a bank that makes my life much easier, giving me my expenses and informing me about good investments. Reviewed on: 24th February 2023

Best current account ever!

I have had the best experience with monzo and I wouldn’t be without this account. Being able to create pots has helped me to save for different things and any time i have had an issue (rare) it has been fixed the same day! I would recommend this account to anyone. Reviewed on: 24th February 2023

Fantastic Bank

Have found this bank to be excellent. Very helpful if you have a problem and you are kept up to date with all your transactions. I am so very glad I joined this bank. Reviewed on: 24th February 2023

Best service

Easy send and receive money I like monzo Reviewed on: 24th February 2023

So simple, no reason not to use them.

Simply better, faster, simpler and more intuitive than any high street bank. Moved everything over four years ago, never looked back. Reviewed on: 24th February 2023

Best bank

Monzo is the best bank ive had . Has plenty of ways to help you control your money, allows you to access your money a day before payday and has great customer service. Would recommend to everyone. Reviewed on: 24th February 2023

Best bank in uk

Easy to open Easy to handle Smooth mobile app Reviewed on: 24th February 2023

excellent bank

bank very attentive to the customer Reviewed on: 24th February 2023

The only bank I have stuck with

Easy to use, great app, superb money management options. Brings banking into the 21st century. Reviewed on: 24th February 2023

Very useful

Monzo makes sharing costs easy and it's great to be able to see the break down of your monthly spending. Also very handy for travel abroad due to being able to get cash out without additional fees. Reviewed on: 24th February 2023

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