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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Changed a spender to a saver

5
With the use of pots - I finally understand my Income and outgoings monthly. I can plan the months spend, future big outgoings - it’s totally life changing and my fear of running out of cash is disappearing. Reviewed on: 24th February 2023
Ed R's avatar
Ed R

Near had problem and they often message asking how they can help

5
Ready easy to use and have offered me flex and over draft to my needs Reviewed on: 24th February 2023
Stuart Wise's avatar
Stuart Wise

User friendly

4
Fantastic experience and user friendly. The experience in opening the account is spot-on, when I came into the UK, it was handy for me. The app interface is also self explanatory for easy navigation and I have recommended to a lot of people Reviewed on: 24th February 2023
Dipo Oyenola's avatar
Dipo Oyenola

An intuitive experience putting you in control of your money

5
Love this bank, originally used to put my spare money for spends but has become more of an integral part of managing my money and I love Monzo flex to help spread some of my purchases. Reviewed on: 24th February 2023
Chris's avatar
Chris

The cream of the banks

5
Monzo are efficient in service delivery and so response to customer needs and requests. No detail is too small or great, they pay attention to every change in their customer's circumstances and provide solutions that match them. Reviewed on: 24th February 2023
Admire Nyamadzawo's avatar
Admire Nyamadzawo

MONZO is easy to use and speedy to respond

5
MONZO App is easy to use. Any time I have had an issue it has been solved very quickly. Reviewed on: 24th February 2023
Beck Wallace's avatar
Beck Wallace

Easy banking

5
Great fir everyday use, easy to use abroad. App very quick and easy to understand. Reviewed on: 24th February 2023
Nigel Whittemore's avatar
Nigel Whittemore

Monza the best

5
I find monza bank is all you need for banking great service best bank I have ever had Reviewed on: 24th February 2023
Michael tait's avatar
Michael tait

Best bank ever!!!!!!

5
Easy to use very informative fantastic information Reviewed on: 24th February 2023
Janice sheppard 's avatar
Janice sheppard

Excellent customer service

5
Opening an account was very fast and easy Reviewed on: 24th February 2023
Benedict Nzekwe's avatar
Benedict Nzekwe

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