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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

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4.93

Based on 19,406 reviews, last reviewed 19th May 2026

82% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Great service, awesome to navigate

Best Bank I have ever used in my life. Reviewed on: 24th February 2023

Monzo is a beast

I love monzo my first bank I opened up love it Reviewed on: 24th February 2023

Banking made easy...

Title says it all. A simple, intuitive and yet feature packed app allows for great money management. The 'Trends' feature works perfectly when it comes to budgeting funds on a monthly basis. Reviewed on: 24th February 2023

Great user interface

I believe Monzo is the best bank I have ever had. The app is so easy and simple to use that is by far the best I have ever come across. Given the new features added to the app, I also see that Monzo is taking onboard all the feedback from customers, which is great to see in a bank Reviewed on: 24th February 2023

Advanced Transactions

I love how Monzo show me my upcoming transactions and when it comes to direct debits even tells me if there are any changes to the amount in that particular month. Reviewed on: 24th February 2023

Handy and easy to use

Great for spending abroad and saving here at home! Reviewed on: 23rd February 2023

Seems to be heading in the right direction again

After a few years of weird tests and shoving adverts down your throat it's nice to see Monzo settling into a faster release cycle and focussing on the little niggles that annoy. Keep it up Reviewed on: 23rd February 2023

Great Service

I’ve never had any issues and is a lot more reliable than other banks I’ve used Reviewed on: 23rd February 2023

The Best Bank

It's simple. It's the best bank. Best features. Best support. Reviewed on: 22nd February 2023

Payment Reminder

Help to notify you when a payment is leaving or received into your account. Regular notifications to alert you to any changes to your account. Reviewed on: 22nd February 2023

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