Paid advertisement
Smart Money People Logo
Newsletter

Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19429)

Outstanding bank

5
I'm 72 and Monzo has been my best banking experience. Offering simplicity, professionalism and customer care. I get offers from other banks continuously, Monzo is everything I need. Reviewed on: 24th February 2023

Fantastic

5
Always brilliant, better than any other bank worldwide Reviewed on: 24th February 2023

User friendly.

5
Convenient, reliable and efficient. Setting up an account is so easy. Reviewed on: 24th February 2023

Good

5
Very good bank experience is best Reviewed on: 24th February 2023

love monzo so much

5
downloaded because i wasn't liking my then current bank. it was so easy to set up and it's so easy to use Reviewed on: 24th February 2023

Easy efficient

5
Great easy dexterous and safe always Reviewed on: 24th February 2023

great

5
I opened the account to manage my expenses and in the end I found a bank that makes my life much easier, giving me my expenses and informing me about good investments. Reviewed on: 24th February 2023

Best current account ever!

5
I have had the best experience with monzo and I wouldn’t be without this account. Being able to create pots has helped me to save for different things and any time i have had an issue (rare) it has been fixed the same day! I would recommend this account to anyone. Reviewed on: 24th February 2023

Fantastic Bank

5
Have found this bank to be excellent. Very helpful if you have a problem and you are kept up to date with all your transactions. I am so very glad I joined this bank. Reviewed on: 24th February 2023

Best service

5
Easy send and receive money I like monzo Reviewed on: 24th February 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3188 reviews
    Monzo
  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo
  • Investments

    from Monzo 4.86 from 1146 reviews
    Monzo
    View all products