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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

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4.93

Based on 19,406 reviews, last reviewed 19th May 2026

82% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Great bank

Great bank with good services, instant card transaction notifications is awesome. Reviewed on: 22nd February 2023

Excellent

Best company ever, so easy to use and much better than conventional banks Reviewed on: 22nd February 2023

Brilliant

Excellent customer service and good service Reviewed on: 21st February 2023

Monzo

The best bank by miles. Well done. Reviewed on: 21st February 2023

Best bank

Best bank with the best app on the market Reviewed on: 21st February 2023

Brilliant Bank

Great online banking. Fantastic easy to use app and flex is available with 3 months interest free. Reviewed on: 21st February 2023

App banking at its best

The app is really easy to use, you are continually updated as to the transactions on your account, your available budget, spending habits and when you next need to input your pin. I have their premium account feature and I find this great value for money with its phone and travel insurance. There accounts have great additional features such as rounding up transactions with the spare cashing going into saving pots, the ability to create separate saving pots for all the different goals you are saving for without having to create new accounts and the ability to Flex purchased when needed on a 0% interest basis for 3 months. Monzo are by far the best bank I have been a customer of. Reviewed on: 21st February 2023

Outstanding digital bank

Constantly outstanding over all the other competitor. Monzo app is easy to use, the variety of products is great, support answers accurately and quickly. By far the best banking experience I've ever had. Reviewed on: 21st February 2023

Great for everyday spending

App has great features, allowing you to organise your money better and stick to budgets & savings goals. Reviewed on: 21st February 2023

Extremely easy to use

Very user friendly, easy to use, great app Reviewed on: 21st February 2023

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