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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Still the best fintech there is

Basically Monzo does it all. It has a feature rich application, great interest rates and their CS team fix everything with politeness and speed. Why would you go elsewhere Reviewed on: 4th March 2022

Innovation

There’s a lot of innovation at Monzo, get paid early for example. The amazing customer support everything! Wouldn’t say a bad thing about Monzo Reviewed on: 4th March 2022

Love, love, love

Just amazing. Been a full Monzo user for years now, and just gets better and better. Reviewed on: 4th March 2022

Fab customer service

Love all the pots you can open to make saving money easier. The one time I've needed to contact them to open a dispute with an atm, they did very quickly and easily and won the dispute. Highly recommended Reviewed on: 4th March 2022

Amazing bank service ruined by banning binance

Love the service exempt for them stopping binance Reviewed on: 3rd March 2022

Excellent

Great bank, modern day bank with easy budgeting tools Reviewed on: 3rd March 2022

Bank for the new generation of young professionals

I've always felt unsupported by banks ever since I was young. Monzo was the first bank to help me take control of my finances. They created more value with their services in 1 year thank my previous banks (barclays and Lloyd's) could in 15. Reviewed on: 3rd March 2022

Helped me recover from debt

I changed my bank to monzo after having issues with debt. The bank really helps me keep an eye on my spending and helps me to save anything extra for a rainy day. Thanks Monzo! Reviewed on: 3rd March 2022

Brilliant bank

I have bank accounts with Santander and Barclays and decided to open one with Monzo as my husband used them for personal and business, and I’ve ended up closing both my Barclays and Santander bank and now I only have Monzo. Easy to use, love the savings pot and the customer service is absolutely amazing. Reviewed on: 3rd March 2022

Very good

Very good and I will recommend to any of my friends Reviewed on: 3rd March 2022

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