Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19429)

Great bank and features

5
Monzo is not only super easy to use, it also provides you with great banking features depending on the tier you choose, one of my favourite being 'Get Paid Early' super handy. Reviewed on: 9th March 2022
RPG22's avatar
RPG22

Easy modern banking

4
I’ve banked with Monzo for years now. So simple and easy to use. Great customer service and fast to help with fraud etc. Reviewed on: 9th March 2022
Irvin Magno's avatar
Irvin Magno

Amazing & easy bank

5
I love setting up pots so it’s easy for me to control my money. Also the round up is great for saving without knowing for those like me are simply crap at it! By far easiest banking app I’ve used. Customer service is also spot on & so quick Reviewed on: 9th March 2022
Steph Coletta's avatar
Steph Coletta

Love monzo

5
Monzo helps me keep my direct debit in place and spread my costs. The pots are a great way to build up money. ( Ie the round up) Reviewed on: 9th March 2022
Steven Beattie's avatar
Steven Beattie

Pots are the best idea ever

5
I love monzo, recommend it to everyone. I love the pots system where I can put money away and also round up where I have saved hundreds without even noticing. Such an incredible tool for me to budget and save simultaneously. Reviewed on: 8th March 2022
Charlotte Price's avatar
Charlotte Price

Efficient and professional

5
Easy to access. Really good for telling you what is going out of your account and what’s getting added in prior to it happening. Excellent i responding to any problems. I’ve had many banks and this has been the best one I’ve used. Reviewed on: 8th March 2022
Claire's avatar
Claire

Can't find any faults really

5
Just works. Easy to use. Lots of useful options) features. Reviewed on: 8th March 2022
Peter Robertson's avatar
Peter Robertson

Brilliant bank

5
I love Monzo it's brilliant I have to say I will always be with them. I love the savings pots you can do and all round just a great bank Reviewed on: 8th March 2022
The Colvills's avatar
The Colvills

Easy, intuitive, convenient

5
Monzo makes banking easy and skips all the faff. The user interface is intuitive and the app has helpful tools. Love monzo! Reviewed on: 8th March 2022
Jess Armstrong's avatar
Jess Armstrong

Amazing customer service

5
I switched to Monzo from my previous bank and so happy I did Monzo is the best bank i have ever used will never change Reviewed on: 8th March 2022
Matthew Maloney's avatar
Matthew Maloney

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3188 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1146 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill