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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Brilliant

Easy to use and perfect quality Reviewed on: 3rd March 2022

Im very happy with my bank account as i got a lot of opportunities and the colors of the cards are looking very well

Im very happy with my bank account as i got a lot opportunities Reviewed on: 3rd March 2022

Very easy to use and fairly fast communication

Responsive customer care and no inconveniencing issues so far Reviewed on: 3rd March 2022

Best bank with superb and effective online banking

I have a very good experience with Monzo and I use Monzo for my day to day daily activities and I have never had any issues with the bank Reviewed on: 3rd March 2022

Monzo is most perfect mobile bank

The rate for international bank transfer is wonderful, and the monthly interest is lovely, even that you top up the creadit in last day on the month, next day you can enjoy the interest. I love it. Reviewed on: 3rd March 2022

Great bank

Simple to use with tons of features. Always know where you stand and makes every day banking a pleasure. Reviewed on: 2nd March 2022

Instant service and support

Mistyped my pin a few times(no reading glasses)was able to verify my account using facial recognition from my hotel poolside! Reviewed on: 2nd March 2022

love it, so simply and such helpful insights

love it, so simply and such helpful insights Reviewed on: 2nd March 2022

Amazingly easy

I recommend Monzo for anyone especially people just starting with online banking, it’s the way of the future and is so clear and simple to use! Reviewed on: 2nd March 2022

easy to use

The app is very accessible, easy to use and navigate Reviewed on: 2nd March 2022

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