Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

View other Monzo products

4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Can't find any faults really

Just works. Easy to use. Lots of useful options) features. Reviewed on: 8th March 2022

Brilliant bank

I love Monzo it's brilliant I have to say I will always be with them. I love the savings pots you can do and all round just a great bank Reviewed on: 8th March 2022

Easy, intuitive, convenient

Monzo makes banking easy and skips all the faff. The user interface is intuitive and the app has helpful tools. Love monzo! Reviewed on: 8th March 2022

Amazing customer service

I switched to Monzo from my previous bank and so happy I did Monzo is the best bank i have ever used will never change Reviewed on: 8th March 2022

Outstanding

I've had a couple of bank accounts and monzo is by far the best account. Any problems at all and customer service is straight on it!!! Easier to deal with than actually going into a high street branch of any other bank I've used before. 10/10 from me!!! Reviewed on: 8th March 2022

Very easy and helpful

Monzo is so easy and helpful you cant feel insecure if you have monzo Reviewed on: 7th March 2022

Easy to use

Easy to use, all online with no paper statements so it's environmentally friendly. They also have a great customer service team - every time I've had an issue it is resolved promptly and never without too much hassle. Reviewed on: 7th March 2022

Fantastic bank - way more than just a holiday card!!

Like most people, I got Monzo initially as a card to use on my travels. Since then, however, I now get my salary paid into it and use it as my main bank. I like the feature to get your salary a day early, and the “salary sort” feature is useful, as are the “pots” (on payday I automatically have my salary sorted into each pot - e.g. phone, rent, car - and then the bill gets paid directly from that pot. Means I’ve never missed a payment!) Would highly recommend it. Reviewed on: 6th March 2022

Great reliable experience

I've been using Monzo for 3 years and I never had any issues, works like a charm. Reviewed on: 5th March 2022

Bad bad bad

Had a account and for un known reasons they closed it. This also happened to my daughter Reviewed on: 5th March 2022

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday account
from NatWest 4.31 from 2138 reviews
M Plus account
from Virgin Money 4.30 from 33 reviews
FlexPlus
from Nationwide 4.40 from 359 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3174 reviews
Under 16s account
from Monzo 4.89 from 944 reviews
Investments
from Monzo 4.86 from 1131 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub