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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Best bank ever

Convenient and love I get paid day before :) Reviewed on: 10th March 2022

Why didn't I sign up sooner?

It's simple, effortless, the responsibility Monzo takes on for Customers who need additional help is unmatched, it's banking for the customer, and it truly feels this way. It's great to see how well they treat their staff in the public eye too. Reviewed on: 9th March 2022

Great all round!

They dont focus on giving you meagre "rewards" they focus on making your life better and easy! Reviewed on: 9th March 2022

Best Bank

The best bank, would recommend to anyone, I wouldn’t bank with anyone else. EVERYONE GET BANKING WITH MONZO Reviewed on: 9th March 2022

Great bank and features

Monzo is not only super easy to use, it also provides you with great banking features depending on the tier you choose, one of my favourite being 'Get Paid Early' super handy. Reviewed on: 9th March 2022

Easy modern banking

I’ve banked with Monzo for years now. So simple and easy to use. Great customer service and fast to help with fraud etc. Reviewed on: 9th March 2022

Amazing & easy bank

I love setting up pots so it’s easy for me to control my money. Also the round up is great for saving without knowing for those like me are simply crap at it! By far easiest banking app I’ve used. Customer service is also spot on & so quick Reviewed on: 9th March 2022

Love monzo

Monzo helps me keep my direct debit in place and spread my costs. The pots are a great way to build up money. ( Ie the round up) Reviewed on: 9th March 2022

Pots are the best idea ever

I love monzo, recommend it to everyone. I love the pots system where I can put money away and also round up where I have saved hundreds without even noticing. Such an incredible tool for me to budget and save simultaneously. Reviewed on: 8th March 2022

Efficient and professional

Easy to access. Really good for telling you what is going out of your account and what’s getting added in prior to it happening. Excellent i responding to any problems. I’ve had many banks and this has been the best one I’ve used. Reviewed on: 8th March 2022

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