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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Great experience for the modern age

5
Easy to setup & get verified, the Monzo teams have been very responsive whenever I've had a query - which isn't often. The visibility Monzo Plus gives me to many of my other bank accounts is great. I use many of their features e ery week both personally and collaborative with friends. Reviewed on: 11th March 2022
Phil's avatar
Phil

Best account ever!

5
Since opening my Monzo account I've had no problems at all and am very please with the service that Monzo provide. They are so transparent in their dealings and I couldn't ask for more from my main current account provider. Simply the best. Reviewed on: 11th March 2022
Ian Richards's avatar
Ian Richards

Ease of banking

5
The automation and ease of banking coupled with quick customer service is exceptional Reviewed on: 11th March 2022
jerimao@gmail.com's avatar
[email protected]

SUPER MONZO

5
Monzo is the best. My life is easy with monzo Reviewed on: 11th March 2022
KRIS G's avatar
KRIS G

The best account

5
It’s easy to use and to save money Reviewed on: 11th March 2022
Mohammed abubakar's avatar
Mohammed abubakar

One of my most trusted banks at the moment

5
Ones I got scammed by someone and Monzo managed to sort it out. Reviewed on: 11th March 2022
Marlo BeatZ's avatar
Marlo BeatZ

Monzo banking

5
Excellent bank, I love that system that allows you to receive your money a day early. It’s a real godsend for those people who rely on there monthly payments. The app is really good also with the ease to transfer money from one account to another instantly. Reviewed on: 11th March 2022
Derek Heatherington's avatar
Derek Heatherington

Finally banking for the 21st century.

5
It just does everything you'd expect or need from a modern bank. Every other bank seems incompetent and Monzo are the total opposite. Reviewed on: 11th March 2022
Mike s's avatar
Mike s

Fast & East

5
Applied and approved in minutes, received the card the next day. Reviewed on: 11th March 2022
A.Burak Soyak's avatar
A.Burak Soyak

Absolutely fantastic bank

5
Never have any issues with anything if I message regarding anything they are fast at responding and the most helpful team Reviewed on: 11th March 2022
Joseph oliver 's avatar
Joseph oliver

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