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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

79% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Responsive, helpful and smart

Monzo has helped me budget better, save money and are always so helpful with their customer service. I don’t miss having a branch, as I can get everything I need on the app or visiting a PayPoint to pay in cash. So great. Keep it up! Reviewed on: 11th March 2022

Love Monzo

Monzo are superb, they make everything so easy, and their app works so flawlessly. I've never been happier with a bank. Reviewed on: 11th March 2022

Just great

Super user friendly and super helpful people on the chat. I pay from monzo premium and 100% worth and recommend. I also bank with my business through them. Invoice etc all covered they’re great! Reviewed on: 11th March 2022

Fast, Quality, Great App

Banking is just easy and everything works as you'd expect. There aren't insane rules for no reason like with regular banking. Reviewed on: 11th March 2022

Amazing easy banking

Really simple and user friendly banking. Customer service also great. Reviewed on: 11th March 2022

Great Bank

I was referred from my sister to set one up and got £5 from it. It's super easy to track what you spend and budget all inside the app. The customer service has been fantastic when I've spoken to them and had no problems since. Reviewed on: 11th March 2022

Love the little money pockets! And the ching noise everytime I deposit money in! Helps me save with the pockets!

Recommended by a friend and loving it! Reviewed on: 11th March 2022

Great bank!

Great bank and amazing mobile app - I love how they've implemented a pot system. Where its really easy to both transfer money between pots, and specify a weekly budget reset day. These features have massively aided in my saving plans and I no longer have a day of the month where I'm running low on funds. Reviewed on: 11th March 2022

Banking with Monzo is a dream

I never enjoyed interacting with my bank but using Monzo has made me realise how much better it can be! Reviewed on: 10th March 2022

Mr

The best british bank!!amainzing Reviewed on: 10th March 2022

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