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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

The best mobile app

5
I can't imagine banking any other way after moving from a high-street bank to Monzo over 3 years ago. Their app makes tracking spending so easy with complete visibility of payments, upcoming payments (which are welcome reminders) and the ability to categorise payments. I also regularly use "pots" to save with a target goal for each. There is a great online community so if I did want to push myself to save more I know where I would go for advice. Reviewed on: 13th March 2022
M's avatar
M

Love all the features

5
Monzo is so simple to use I love it Reviewed on: 13th March 2022
Joan Rhind's avatar
Joan Rhind

Best company

5
Quality, fast services. I love Monzo, more than the other classic bank, which client i'm also. I prefer to use Monzo also for his simple menu, much easier than clasic bank. Reviewed on: 12th March 2022
Maria87 Bbb's avatar
Maria87 Bbb

Pay, Receive, Transfer and Withdraw Money anywhere you are Securely.

5
Best Bank Ever this far for Me and Family Reviewed on: 12th March 2022
Shadrack's avatar
Shadrack

Great company

5
I've been using this bank since 2020. The menu of the app is quite easy to navigate. There are amazing ways you can create pots and save money. You can easily transfer. There are two great options for monzo premium. Most important is that the staff that works there is brilliant. Saving me from scammers once, helping with questions and all of this in a matter of few minutes. Really friendly and helpful! I would recommend this bank for sure to friends or family! Great work! Reviewed on: 12th March 2022
Ivo Ivanov's avatar
Ivo Ivanov

My best backing experience.

5
The most beautiful and respectable episode of banking i have ever encountered. Long may it continue. Reviewed on: 12th March 2022
Ant Chass's avatar
Ant Chass

Excellent

5
Efficient and security is excellent since I started using Monzo that is my main account Reviewed on: 11th March 2022
moore munyaradzi's avatar
moore munyaradzi

Great all round

5
It blows the legacy banks away. Reviewed on: 11th March 2022
Alex Hesp-Gollins's avatar
Alex Hesp-Gollins

Easy to use, up to the second information.

5
Best bank I have ever used. Despite the lack of meaningful interest, I have to say that the features available set them head and shoulders above the competition. Reviewed on: 11th March 2022
Jamie Barton's avatar
Jamie Barton

Fantastic bank

5
Setting up an account is easy. Transactions are instant in both personal and business accounts. Customer servi es are quick at responding and really helpful. My overall banking experience with Mo zo has been nothing but excellent. Reviewed on: 11th March 2022
Carl Darrington 's avatar
Carl Darrington

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