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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Best bank

5
Great bank. I just hope if they would make the overdraft checks a bit easier. Reviewed on: 16th March 2022
Mahmoud Mabad's avatar
Mahmoud Mabad

I have enjoyed being a monzo customer, the best bank wether on line or otherwise

5
Monzo is always ready to help with all and any query asked. Reviewed on: 16th March 2022
Una karikari 's avatar
Una karikari

Monzo saved my sanity

5
Before I found Monzo, I was banking with one of the biggest UK banks for many years, and boy was it painful. Having to wait for transactions to clear over the weekend to show in transactions list? Torture! And that is just a top of an iceberg. I switched to Monzo probably 5 years ago, and never looked back Reviewed on: 15th March 2022
Eve's avatar
Eve

Incredible social features

5
I used the switch service, closing my Starling account and opening a Monzo instead! It was the best decision I've ever made, and I'm blown away with how easy it is to pay my friends. It's super quick and the app is really intuitive. Never been happier Reviewed on: 15th March 2022
George's avatar
George

Poor if you have family overseas

1
Monzo, unlike most banks, don't support receiving payments via IBAN which really limits the account to those entirely from the UK. Not sure why they don't fix it. Reviewed on: 15th March 2022
Robert Smith's avatar
Robert Smith

Excellent service

5
Fast and reliable Internet bank,good customer service and accessible every where you go Reviewed on: 15th March 2022
Evans Adomako's avatar
Evans Adomako

Dreams come true

5
Dreams come true. Work honestly. And have to grow your business. Reviewed on: 14th March 2022
Mikolaj 's avatar
Mikolaj

Never fail to impress

5
The feature I like the most is the early payday... I simply love Monzo, never fail to impress Reviewed on: 14th March 2022
Wilson Mateus's avatar
Wilson Mateus

Easy to use and everything you need and more !

5
Best thing I ever did moving to monzo ! Reviewed on: 14th March 2022
M. P 's avatar
M. P

Amazing bank

5
Quick and great service Really easy to use app Reviewed on: 14th March 2022
Sam's avatar
Sam

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