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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

79% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Monzo banking

Excellent bank, I love that system that allows you to receive your money a day early. It’s a real godsend for those people who rely on there monthly payments. The app is really good also with the ease to transfer money from one account to another instantly. Reviewed on: 11th March 2022

Finally banking for the 21st century.

It just does everything you'd expect or need from a modern bank. Every other bank seems incompetent and Monzo are the total opposite. Reviewed on: 11th March 2022

Fast & East

Applied and approved in minutes, received the card the next day. Reviewed on: 11th March 2022

Absolutely fantastic bank

Never have any issues with anything if I message regarding anything they are fast at responding and the most helpful team Reviewed on: 11th March 2022

Convinient Banking Experience

Grbanking experience. A lot of personalised services ideal for different needs Reviewed on: 11th March 2022

Faultless

A great online bank with a great app and great customer service and a great pot saver yea a great bank actually Reviewed on: 11th March 2022

Amazing

Really useful features and really helpful staff Reviewed on: 11th March 2022

I arrived back from South Africa after 38 years and Monzo without any hassles like other banks got me on board during covid

The bank is attentive , accommodating and soooo helpful Reviewed on: 11th March 2022

So easy & useable

It’s the best banking app Iv come across Reviewed on: 11th March 2022

Great easy quick

Perfect easy fast loves pots to save & hide your money Reviewed on: 11th March 2022

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