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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Excellent; accessible; modern

5
Brilliant app, allowing me a great and unhindered level of access; any problems that have arisen, have been dealt with swiftly and competently. Reviewed on: 17th March 2022
KM's avatar
KM

A breath of fresh air

5
Having switched from a major high street bank in 2016, I’ve never looked back. Monzo’s customer service is fantastically quick to respond and resolve the only two queries I’ve had, and have done so outside of normal working hours. Great visibility on my money, and consistently reliable through my experience. I would recommend Monzo to anyone (and have three of my family members on it already!) Reviewed on: 17th March 2022
Dave Harding's avatar
Dave Harding

Modern banking front runner

5
They upped everyone’s game. They’re incredibly reliable and exciting and so easy to use Reviewed on: 16th March 2022
VTF's avatar
VTF

Excellent

5
Very easy to use, easy to set up and very good to have yhe pots to help save Reviewed on: 16th March 2022
Katie's avatar
Katie

I'm so happy with Monzo services...

5
All the time their team is more than happy to help you. Reviewed on: 16th March 2022
Ion Daniel Chiroiu's avatar
Ion Daniel Chiroiu

Fantastic customer interaction and feedback

5
Obviously the app is excellent, but it is also really cool that they have a public roadmap, and encourage user feedback on what to focus on next. I feel like Monzo is working hard to be the best bank by creating the best experience for their customers. Reviewed on: 16th March 2022
Jack's avatar
Jack

Great for budgeting

5
It’s just a great bank and the app is amazing! Reviewed on: 16th March 2022
William Crane's avatar
William Crane

So easy to use and love the money pots

5
Easy to use, can get paid a day early. Helpful to save money by using money pots to split for bills, savings etc. Very hapoy with Monzo. Recieve money transfers instantly. Reviewed on: 16th March 2022
Emmac's avatar
Emmac

Monzo - Switch

5
I switched to Monzo a few months ago and could not be happier. The App has some great functionality and I have had no issues with the service. Reviewed on: 16th March 2022
Russell Upton's avatar
Russell Upton

Amazing

5
Easy to use, never and problems and I would recommend it to everyone Reviewed on: 16th March 2022
Casey 's avatar
Casey

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