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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

79% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Excellent

Efficient and security is excellent since I started using Monzo that is my main account Reviewed on: 11th March 2022

Great all round

It blows the legacy banks away. Reviewed on: 11th March 2022

Easy to use, up to the second information.

Best bank I have ever used. Despite the lack of meaningful interest, I have to say that the features available set them head and shoulders above the competition. Reviewed on: 11th March 2022

Fantastic bank

Setting up an account is easy. Transactions are instant in both personal and business accounts. Customer servi es are quick at responding and really helpful. My overall banking experience with Mo zo has been nothing but excellent. Reviewed on: 11th March 2022

Great experience for the modern age

Easy to setup & get verified, the Monzo teams have been very responsive whenever I've had a query - which isn't often. The visibility Monzo Plus gives me to many of my other bank accounts is great. I use many of their features e ery week both personally and collaborative with friends. Reviewed on: 11th March 2022

Best account ever!

Since opening my Monzo account I've had no problems at all and am very please with the service that Monzo provide. They are so transparent in their dealings and I couldn't ask for more from my main current account provider. Simply the best. Reviewed on: 11th March 2022

Ease of banking

The automation and ease of banking coupled with quick customer service is exceptional Reviewed on: 11th March 2022

SUPER MONZO

Monzo is the best. My life is easy with monzo Reviewed on: 11th March 2022

The best account

It’s easy to use and to save money Reviewed on: 11th March 2022

One of my most trusted banks at the moment

Ones I got scammed by someone and Monzo managed to sort it out. Reviewed on: 11th March 2022

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