Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19429)

simple, useful and simply fantastic

5
The experience of using monzo with all of their features in such a simplistic manner is what makes their service so great. Reviewed on: 20th March 2022
Callum's avatar
Callum

Great 21st century banking experience

5
You can't go wrong with Monzo's current account and app. Top service! Reviewed on: 20th March 2022
Yar Winter's avatar
Yar Winter

Monzo is absolutely number one!

5
Monzo is absolutely number one! The best bank in the world! Reviewed on: 18th March 2022
Vilian's avatar
Vilian

Easy and convenient

5
I was able to open an account without being forced to switch my direct debits, which as I was after a second account for spending, was perfect for me. It's easy to use, and the pots and savings account are great. Reviewed on: 18th March 2022
Rg24's avatar
Rg24

Unstable

3
Not a stable service and not very full featured Reviewed on: 18th March 2022
P110's avatar
P110

Best bank and VERY helpful

5
Been with monzo a good few years never had problems very easy to use, wicked for saving! And customer service is brilliant Reviewed on: 18th March 2022
Katie Deller's avatar
Katie Deller

Simple easy banking l

4
Does exactly what it says on the tin whenever I’ve needed them they’ve been there, and nothing is too much trouble. Could not recommend them enough. Reviewed on: 17th March 2022
Max Howartb's avatar
Max Howartb

Best Bank this Century

5
Monzo is everything I wished my mainstream bank would have been like. So easy to transfer money and also request it (or split a bill!). I love the idea of pots so I can save for individual items. I’ve recommended them to lots of people who also love them too. We are converted! Reviewed on: 17th March 2022
Julie R's avatar
Julie R

briliant bank!

5
i use them in the uk and in france and they are absolutely superb! 10/10! Reviewed on: 17th March 2022
HeyNow22's avatar
HeyNow22

Frictionless banking.

5
Great bank. No mess. No fuss. Just service. Reviewed on: 17th March 2022
Stephen Green's avatar
Stephen Green

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3188 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1146 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill