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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

79% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Dreams come true

Dreams come true. Work honestly. And have to grow your business. Reviewed on: 14th March 2022

Never fail to impress

The feature I like the most is the early payday... I simply love Monzo, never fail to impress Reviewed on: 14th March 2022

Easy to use and everything you need and more !

Best thing I ever did moving to monzo ! Reviewed on: 14th March 2022

Amazing bank

Quick and great service Really easy to use app Reviewed on: 14th March 2022

The best mobile app

I can't imagine banking any other way after moving from a high-street bank to Monzo over 3 years ago. Their app makes tracking spending so easy with complete visibility of payments, upcoming payments (which are welcome reminders) and the ability to categorise payments. I also regularly use "pots" to save with a target goal for each. There is a great online community so if I did want to push myself to save more I know where I would go for advice. Reviewed on: 13th March 2022

Love all the features

Monzo is so simple to use I love it Reviewed on: 13th March 2022

Best company

Quality, fast services. I love Monzo, more than the other classic bank, which client i'm also. I prefer to use Monzo also for his simple menu, much easier than clasic bank. Reviewed on: 12th March 2022

Pay, Receive, Transfer and Withdraw Money anywhere you are Securely.

Best Bank Ever this far for Me and Family Reviewed on: 12th March 2022

Great company

I've been using this bank since 2020. The menu of the app is quite easy to navigate. There are amazing ways you can create pots and save money. You can easily transfer. There are two great options for monzo premium. Most important is that the staff that works there is brilliant. Saving me from scammers once, helping with questions and all of this in a matter of few minutes. Really friendly and helpful! I would recommend this bank for sure to friends or family! Great work! Reviewed on: 12th March 2022

My best backing experience.

The most beautiful and respectable episode of banking i have ever encountered. Long may it continue. Reviewed on: 12th March 2022

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