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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Easy to use

4
The app is excellent and monzo cuts out all of the difficulties that are associated with 'traditional' banks. Reviewed on: 24th March 2022
Niall Seenan's avatar
Niall Seenan

Easy to use when you are in holiday

5
Top money change pound to eure in holiday for m'y I was is to use Reviewed on: 24th March 2022
Azedin Rachid Hini's avatar
Azedin Rachid Hini

Easy to use

5
Great bank with a great app, makes lives easier Reviewed on: 23rd March 2022
Anonymous's avatar
Anonymous

Just amazing

5
They are the best digital bank out there. Easy with their pots and DD. Have different levels of cards so can get insurance etc. Reviewed on: 23rd March 2022
Tyler's avatar
Tyler

Monzo are amazing

5
From customer service to the tech side Monzo strive on making their customers happy and go out their way to help. Reviewed on: 23rd March 2022
Idris's avatar
Idris

They are reliable

5
I was defrauded of 900 pounds and they traced and recovered it in less than 24 hours Reviewed on: 23rd March 2022
esosa leonard's avatar
esosa leonard

Convenient and easy to use

5
So convenient to open and account. Never have an issue with payments. Easy to use App. Overall just great! Reviewed on: 23rd March 2022
Sara du Toit's avatar
Sara du Toit

Worth changing

5
They make it so much easier to join a bank that has a clear layout whilst investing in ethical companies. Reviewed on: 22nd March 2022
Freya's avatar
Freya

Making money make sense

5
Great app. Service easy and fast. Would highly recommend to others. Reviewed on: 22nd March 2022
E L's avatar
E L

Great banking app

5
Easy to use, good service, highly recommended banking app. Reviewed on: 21st March 2022
Yung-Lung Chen's avatar
Yung-Lung Chen

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