Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

View other Monzo products

4.85

Based on 19,406 reviews, last reviewed 19th May 2026

79% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Great for budgeting

It’s just a great bank and the app is amazing! Reviewed on: 16th March 2022

So easy to use and love the money pots

Easy to use, can get paid a day early. Helpful to save money by using money pots to split for bills, savings etc. Very hapoy with Monzo. Recieve money transfers instantly. Reviewed on: 16th March 2022

Monzo - Switch

I switched to Monzo a few months ago and could not be happier. The App has some great functionality and I have had no issues with the service. Reviewed on: 16th March 2022

Amazing

Easy to use, never and problems and I would recommend it to everyone Reviewed on: 16th March 2022

Best bank

Great bank. I just hope if they would make the overdraft checks a bit easier. Reviewed on: 16th March 2022

I have enjoyed being a monzo customer, the best bank wether on line or otherwise

Monzo is always ready to help with all and any query asked. Reviewed on: 16th March 2022

Monzo saved my sanity

Before I found Monzo, I was banking with one of the biggest UK banks for many years, and boy was it painful. Having to wait for transactions to clear over the weekend to show in transactions list? Torture! And that is just a top of an iceberg. I switched to Monzo probably 5 years ago, and never looked back Reviewed on: 15th March 2022

Incredible social features

I used the switch service, closing my Starling account and opening a Monzo instead! It was the best decision I've ever made, and I'm blown away with how easy it is to pay my friends. It's super quick and the app is really intuitive. Never been happier Reviewed on: 15th March 2022

Poor if you have family overseas

Monzo, unlike most banks, don't support receiving payments via IBAN which really limits the account to those entirely from the UK. Not sure why they don't fix it. Reviewed on: 15th March 2022

Excellent service

Fast and reliable Internet bank,good customer service and accessible every where you go Reviewed on: 15th March 2022

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Current Account
from Nationwide 4.23 from 7 reviews
Everyday account
from NatWest 4.31 from 2138 reviews
Reward Silver Account
from NatWest 4.28 from 167 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3174 reviews
Under 16s account
from Monzo 4.89 from 944 reviews
Investments
from Monzo 4.86 from 1131 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub