Smart Money People Logo

Monzo: Current account reviews

4.93
Based on 18,391 reviews, last reviewed 10th Mar 2026
38267% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to use, see what you have to budget and save. Easy to use, see what you have to budget and save. Love the pots they are so useful. Reviewed on: 10th March 2026
Suz P's avatar
Suz P

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026
Ex Monzo's avatar
Ex Monzo

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (18391)

Review of the Monzo, Current account:

Im very happy with my bank account as i got a lot of opportunities and the colors of the cards are looking very well

5
Im very happy with my bank account as i got a lot opportunities Reviewed on: 3rd March 2022

Excellent service and very easy to use.

5
Excellent service and very easy to use. Reviewed on: 9th February 2026

Been a Monzo user since the start.

5
Been a Monzo user since the start. The service and product are great, really can’t fault it. Reviewed on: 9th February 2026

Monzo helps me to get everything what i need in the...

5
Monzo helps me to get everything what i need in the most important period in my life , great work Monzo and absolutely amazing opportunity for people who needs help. Reviewed on: 9th February 2026

The bank to bank with!

5
The Monzo banking experience is simplistic, helpful and straightforward. I love how easy the app is to use, how transparent the information is and the general value of the perks. I cannot recommend Monzo enough. Reviewed on: 9th February 2026

Professional, easy to use and all in one place

5
Professional, easy to use and all in one place Reviewed on: 9th February 2026

Monzo best bank

5
Not had a problem with the bank ever since I’ve joined Reviewed on: 9th February 2026

Premium experience with a friendly approach

5
Super easy to use and manage money, love the pots and how I can just transfer so easy between then. Really has helped me save over the last few years! Reviewed on: 9th February 2026

I love using the Monzo app.

5
I love using the Monzo app. I am on Monzo extra and love the perks that come with that! Highly recommend to anyone looking for great customer service. Reviewed on: 9th February 2026

Amazing experience easy to use good to navigate very...

5
Amazing experience easy to use good to navigate very good offers Reviewed on: 9th February 2026

You should use Monzo

5
Very quick and simple to use and easy to crate an account and use it straight for the get go Reviewed on: 9th February 2026