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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Effortless banking

Monzo makes managing my money effortless and fun too. They have a well equipped mobile app that is continually upgraded, and allows for effortless organisation of money, meaning it's much easier to keep on top of everyday finances. They have recently introduced a super flexible buy now pay later option that has quickly replaced my credit cards as my default purchase option. I've been with Monzo for many years and have seen their offering improve massively over this time, and I don't see myself leaving anytime soon. Reviewed on: 27th February 2022

Easy to use and great service

Glad to have found this branch very easy to use Reviewed on: 27th February 2022

One-Stop-Shop Banking

An organizer of financial transactions. Top spot in provision of banking options. Quick response to inquiries. Seamless connections across banking networks. Reviewed on: 27th February 2022

Awesome bank

Great bank, support experiences have been really quick and simple. Loads of features available to customers in and the app works brilliantly. Reviewed on: 27th February 2022

Review

Good bank had no problems with bank Reviewed on: 27th February 2022

Great bank

Great that if being paid by bacs then you get paid 4pm the day before. Easy to open account and the banking app is do easy to use. Reviewed on: 27th February 2022

Great service

No hassle reliable and flexible service Reviewed on: 27th February 2022

So helpful and suns up all ur spends quick and easy

Am very happy best bank been with Reviewed on: 27th February 2022

Changed my life

Changed the way I managed my money and got me out of debt for the first time in my adult life. Reviewed on: 27th February 2022

Brilliant service

Amazing service and easy to use I really like it…. Amazing bank Reviewed on: 27th February 2022

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