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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Outstanding customer service

5
The customer service is outstanding, all the staff I’ve dealt with have been extremely helpful and polite. They offer services to meet my needs, and the app is great. Best choice I made when opening my account with them. Reviewed on: 28th February 2022
ClareHerba's avatar
ClareHerba

Excellent

5
Very easy ro use n excellent quality Reviewed on: 28th February 2022
Nurul 0757's avatar
Nurul 0757

Great bank know exactly where you are with your money

5
There is so many little things that makes monzo a smart and easy bank to use and there is no charge for there basic account where you get all them features would definitely recommend to friends and family Reviewed on: 28th February 2022
Gary Gledhill's avatar
Gary Gledhill

Good Bank

5
It’s a good bank! I havent got any issues with it at all. Reviewed on: 28th February 2022
jenniferantolin22@yahoo.com's avatar
[email protected]

Amazing

5
Monzo is reliable, safe, practical, innovative and in short amazing Reviewed on: 28th February 2022
conexion ministerios's avatar
conexion ministerios

Best banking app ever!

5
Monzo is a great banking app and I am always recommending it to family and friends. Considering it’s a faceless bank their virtual customer service is next to none. You can just instant message them on the app and you always get a response within a few minuets! If you like travelling then Monzo is also great as they offer you tips and tricks on things like the exchange rate and advise you on what your safest financial options are. The app also allows you to navigate your money around with pots and I particularly love the “round up to the nearest pound” option on everything you spend. It’s a great way of saving! I’ve been with the bank for 3 years now and have never been able to fault them! Reviewed on: 28th February 2022
Ashley 's avatar
Ashley

Monzo makes banking stress free

4
Basic free card offers many advanced functions The £15 a month account mostly pays for itself if you need mobile phone insurance and holiday insurance as they come as part of the package. insurance Reviewed on: 28th February 2022
Stuart Millinship's avatar
Stuart Millinship

Absolutely the best

5
The best banking , easy, excellent customer service and have recommended to many friends and colleagues Reviewed on: 28th February 2022
Minou Spencer's avatar
Minou Spencer

Excellent

5
Really useful and very efficient service, I have been using Monzo premium and it is great I get travel insurance for 15£ and I went to turkey had an accident and it was covered thanks god for Monzo. Reviewed on: 28th February 2022
Maria Castro Velandia's avatar
Maria Castro Velandia

The BEST

5
This Bank is the best and fastest and all the banks of the United Kingdom Reviewed on: 28th February 2022
Valentin Grosu's avatar
Valentin Grosu

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