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Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Very accessible and excellent customer service

5
Whenever I've had an issue they've resolved in no time. I'm very happy with my account and how easy the app is Reviewed on: 28th February 2022

Had no problems in 2 1/2 years help always available

4
With Monzo since 2019 have not had any problems Reviewed on: 28th February 2022

Budgeting made easy

5
It’s helped me to see where I’m spending money each month and how I can stay in the green with income / outgoings Reviewed on: 28th February 2022

They gave me first bank account in Uk

5
I moved to Uk two years ago and most of the banks rejected my application for a bank account. Monzo gave me the chance to get my first account and my first job, without them I probably won’t be here anymore. Thanks to that amazing team for always showing that they care about their costumers ❤️ Reviewed on: 28th February 2022

Amazing

5
Monzo is very efficient and instantly alerts on any transactions. Customer service is excellent! Reviewed on: 28th February 2022

best Bank

5
Got refused a buissnes account by another bank so went with monzo, so glad I did, great customer service, user friendly app can't fault Reviewed on: 28th February 2022

Excellent

5
No hassle, easy to use, can set up little pots for saving or paying bills, a round never give you banking a second thought as once you've set up it runs its self. Reviewed on: 28th February 2022

Amazing I love my personal account

5
Couldn't ask for a better Bank I love it it easy to use the app if I have an issue it's resolve quickly Reviewed on: 28th February 2022

Nice

5
Good sarvish thxx monzohh hhhdfnjx Reviewed on: 28th February 2022

Amazing

5
Helps so much managing my finances, easy to use with a simple clear UI. Customer service available 24/7, very prompt responses and always happy to help. Love the coral card! Reviewed on: 28th February 2022

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