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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Monzo makes banking stress free

Basic free card offers many advanced functions The £15 a month account mostly pays for itself if you need mobile phone insurance and holiday insurance as they come as part of the package. insurance Reviewed on: 28th February 2022

Absolutely the best

The best banking , easy, excellent customer service and have recommended to many friends and colleagues Reviewed on: 28th February 2022

Excellent

Really useful and very efficient service, I have been using Monzo premium and it is great I get travel insurance for 15£ and I went to turkey had an accident and it was covered thanks god for Monzo. Reviewed on: 28th February 2022

The BEST

This Bank is the best and fastest and all the banks of the United Kingdom Reviewed on: 28th February 2022

Simple and Effective

Full of features but a simple hassle free way of banking. Wouldn't bank anywhere else now Reviewed on: 28th February 2022

Great

Easy to use, and understand. Much faster lead times than other banks I’ve used. Thoroughly recommend Reviewed on: 28th February 2022

Simple easy banking with great ways to control your money

Original opened the account for using abroad because of no charges but soon choose to use it as my main account. Option to have an overdraft and love the new Flex option. Easy to use online banking app. Reviewed on: 28th February 2022

The friendliest bank ever!

I love how friendly Monzo is. When I first opened my account with them in 2019 I was surprised by the easy process and after that, every time that I needed something, the people on the chat were friendly and super helpful. Solving my queries fast and with a lovely tone. Is not something that I had experienced with other UK banks. I always recommend people to open a Monzo account, it's the best. Reviewed on: 28th February 2022

Monzo

Since joining monzo I’ve never had any issues with the app. It’s really easy to use and they are very clear when giving information and the team is always there to help via chat in regards to queries. Reviewed on: 28th February 2022

I highly recommend monzo

I highly recommend monzo as the customer service is very responsive , the app is so easy to use but not easy for hackers , and like the fact that you can send money to Europe for pennies Reviewed on: 28th February 2022

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