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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,406 reviews, last reviewed 19th May 2026
77% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026
Sharn Nash's avatar
Sharn Nash

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19406)

Excellent

5
No hassle, easy to use, can set up little pots for saving or paying bills, a round never give you banking a second thought as once you've set up it runs its self. Reviewed on: 28th February 2022
Youngi8534 's avatar
Youngi8534

Amazing I love my personal account

5
Couldn't ask for a better Bank I love it it easy to use the app if I have an issue it's resolve quickly Reviewed on: 28th February 2022
Lindeni 's avatar
Lindeni

Nice

5
Good sarvish thxx monzohh hhhdfnjx Reviewed on: 28th February 2022
raju rock's avatar
raju rock

Amazing

5
Helps so much managing my finances, easy to use with a simple clear UI. Customer service available 24/7, very prompt responses and always happy to help. Love the coral card! Reviewed on: 28th February 2022
Robert Sharpe's avatar
Robert Sharpe

Outstanding customer service

5
The customer service is outstanding, all the staff I’ve dealt with have been extremely helpful and polite. They offer services to meet my needs, and the app is great. Best choice I made when opening my account with them. Reviewed on: 28th February 2022
ClareHerba's avatar
ClareHerba

Excellent

5
Very easy ro use n excellent quality Reviewed on: 28th February 2022
Nurul 0757's avatar
Nurul 0757

Great bank know exactly where you are with your money

5
There is so many little things that makes monzo a smart and easy bank to use and there is no charge for there basic account where you get all them features would definitely recommend to friends and family Reviewed on: 28th February 2022
Gary Gledhill's avatar
Gary Gledhill

Good Bank

5
It’s a good bank! I havent got any issues with it at all. Reviewed on: 28th February 2022
jenniferantolin22@yahoo.com's avatar
[email protected]

Amazing

5
Monzo is reliable, safe, practical, innovative and in short amazing Reviewed on: 28th February 2022
conexion ministerios's avatar
conexion ministerios

Best banking app ever!

5
Monzo is a great banking app and I am always recommending it to family and friends. Considering it’s a faceless bank their virtual customer service is next to none. You can just instant message them on the app and you always get a response within a few minuets! If you like travelling then Monzo is also great as they offer you tips and tricks on things like the exchange rate and advise you on what your safest financial options are. The app also allows you to navigate your money around with pots and I particularly love the “round up to the nearest pound” option on everything you spend. It’s a great way of saving! I’ve been with the bank for 3 years now and have never been able to fault them! Reviewed on: 28th February 2022
Ashley 's avatar
Ashley

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