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Monzo: Current account reviews

4.85
Based on 19,406 reviews, last reviewed 19th May 2026
77% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026
Sharn Nash's avatar
Sharn Nash

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19406)

Monzo is phenomenal

5
Since I’ve been with Monzo I have nothing but positive things to say. Their customer service is outstanding. And have excellent offers such as Monzo flex Reviewed on: 27th February 2022

Quick, easy and constantly improving

5
Since switching to Monzo I’ve had a better grasp of my finances and am constantly impressed with how they improve the services they offer Reviewed on: 27th February 2022

Love Monzo

5
Easy to use and quick responses Reviewed on: 27th February 2022

Easy to use, amazing online service

5
Very easy app to use and understanding your account. Customer service is very fast reply and answering all questions. Reviewed on: 27th February 2022

Superb Bank

5
Really easy to use and navigate the Monzo app, their customer service team have helped me out of a jam multiple times. Great at keeping the fraudsters at bay and ultimately fantastic for a young person trying to save. Reviewed on: 27th February 2022

Excellent

5
Fantastic,I have no regrets using the bank.They are highly recommended. Reviewed on: 27th February 2022

Fantastic Bank

5
brilliant service and the first bank in which you can communicate directly with and look after you Reviewed on: 27th February 2022

Outstanding bank

5
Always helpful if I have a query Reviewed on: 27th February 2022

Excellent

5
So easy to use ...love that I get paid a day early too Reviewed on: 27th February 2022

I'm so happy

5
I make everything with my monzo card and account . Reviewed on: 27th February 2022

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