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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Best British Bank!!!

Monzo is one of those rare banks that do it all. Whatever you need Monzo will have it covered. Reviewed on: 27th February 2022

amazing

Its amazing just amazing Reviewed on: 27th February 2022

Quick easy and manageable

Following a wealth strategy, I was looking for a bank that made splitting my monthly income into special pots to dedicate for different payments . Monzo has been GOLD it makes this process super fast and simple. In the 24 months I have used them, this system has helped me pay of 10k in debt and purchase my first home . Without a bank that supports me and makes this achievable I am not sure I would have been able to do it Reviewed on: 27th February 2022

Amazing all round bank

From card freeze, to emoji payments, Monzo does it first and best and others follow. Reviewed on: 27th February 2022

Very helpful

Very helpful and quick at helping with problems Reviewed on: 27th February 2022

Excellent

Satisfied with the service. Never experienced issue Reviewed on: 27th February 2022

Amazing

My daughter Introduce me to Monzo I was so amazed With all that you offer thank you Reviewed on: 27th February 2022

Amazing bank!! Best ever!!

After joining monzo, it’s been really easy for me to track my money and spending. Very good customer service if there ever has been an issue they always tend to resolve the issue without any complications Reviewed on: 27th February 2022

The bank that changed banking!

Initially I was sceptical about Monzo being one of the first digital banks, but 3 years on and they are amazing! They have simply changed my life. It is a simple and fun app that not only does it help with money and spending, but makes it fun. It is now the only bank that I bank with and it will remain that way for years to come! Thank you Monzo! Reviewed on: 27th February 2022

Really appreciate it's service

Best bank ever I heard I love monzo Reviewed on: 26th February 2022

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