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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Excellent

4
Excellent service and good resources Reviewed on: 28th February 2022
Daniel Adekoya's avatar
Daniel Adekoya

Easy to use an understand & also quick to send & receive money best banking app

5
My experience first time user it’s great no hassle with sending money and you can receive payments a day or two earlier which is great Reviewed on: 28th February 2022
aleksie dunkley's avatar
aleksie dunkley

Monzo is the best

5
I have never had one moments worry with Monzo,quick and easy to set up and use.amazing Reviewed on: 28th February 2022
Sue Weaving's avatar
Sue Weaving

Good bank

4
The bank has never annoyed me or hurt my credit score. Reviewed on: 28th February 2022
Shahin Bolourchi's avatar
Shahin Bolourchi

I had experienced no problems, great customer service and very easy to use.

5
Overall easy to use and very convenient to use on a daily basis Reviewed on: 27th February 2022
Masum Ali's avatar
Masum Ali

Very good card

5
Lots of benefits with this card and I love it Reviewed on: 27th February 2022
Carmelel Jones 's avatar
Carmelel Jones

Effortless banking

5
Monzo makes managing my money effortless and fun too. They have a well equipped mobile app that is continually upgraded, and allows for effortless organisation of money, meaning it's much easier to keep on top of everyday finances. They have recently introduced a super flexible buy now pay later option that has quickly replaced my credit cards as my default purchase option. I've been with Monzo for many years and have seen their offering improve massively over this time, and I don't see myself leaving anytime soon. Reviewed on: 27th February 2022
Paul Baker's avatar
Paul Baker

Easy to use and great service

5
Glad to have found this branch very easy to use Reviewed on: 27th February 2022
Carne hunt 's avatar
Carne hunt

One-Stop-Shop Banking

5
An organizer of financial transactions. Top spot in provision of banking options. Quick response to inquiries. Seamless connections across banking networks. Reviewed on: 27th February 2022
Chijioke Nelson 's avatar
Chijioke Nelson

Awesome bank

5
Great bank, support experiences have been really quick and simple. Loads of features available to customers in and the app works brilliantly. Reviewed on: 27th February 2022
Kier Wills's avatar
Kier Wills

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