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Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Review

5
Good bank had no problems with bank Reviewed on: 27th February 2022

Great bank

5
Great that if being paid by bacs then you get paid 4pm the day before. Easy to open account and the banking app is do easy to use. Reviewed on: 27th February 2022

Great service

5
No hassle reliable and flexible service Reviewed on: 27th February 2022

So helpful and suns up all ur spends quick and easy

5
Am very happy best bank been with Reviewed on: 27th February 2022

Changed my life

5
Changed the way I managed my money and got me out of debt for the first time in my adult life. Reviewed on: 27th February 2022

Brilliant service

5
Amazing service and easy to use I really like it…. Amazing bank Reviewed on: 27th February 2022

Monzo is phenomenal

5
Since I’ve been with Monzo I have nothing but positive things to say. Their customer service is outstanding. And have excellent offers such as Monzo flex Reviewed on: 27th February 2022

Quick, easy and constantly improving

5
Since switching to Monzo I’ve had a better grasp of my finances and am constantly impressed with how they improve the services they offer Reviewed on: 27th February 2022

Love Monzo

5
Easy to use and quick responses Reviewed on: 27th February 2022

Easy to use, amazing online service

5
Very easy app to use and understanding your account. Customer service is very fast reply and answering all questions. Reviewed on: 27th February 2022

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