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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,406 reviews, last reviewed 19th May 2026
77% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026
Sharn Nash's avatar
Sharn Nash

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19406)

Easy, modern, app-run banking on your phone

5
Easy, modern, app-run banking on your phone Reviewed on: 26th February 2022
R's avatar
R

Best bank ever

5
That the only one I use the best bank ever Reviewed on: 26th February 2022
sami sami's avatar
sami sami

Best online bank

5
I can do any transactions or any other bank related issues sitting comfortably in my armchair, in just a few seconds or minutes. I use this bank and their app with a peace of mind because they solve all problems, if any occurs. Reviewed on: 26th February 2022
Valerie's avatar
Valerie

Best bank ever

5
Always sorts things super quick, very convenient Reviewed on: 26th February 2022
Chloe White's avatar
Chloe White

Life changing!!

5
I love Monzo, they make everything so easy from transferring money to budgeting, it’s amazing:) Reviewed on: 26th February 2022
Hannah's avatar
Hannah

Outstanding Experience

5
Throughout most if not all times during any issues which involved this bank, I have had outstanding support from the Monzo support team who are swift to respond and resolve any issues or inquiries. I would definitely recommend it this bank to family and friends. Reviewed on: 26th February 2022
Alex Iniusev's avatar
Alex Iniusev

Smart Money People

5
Makes a very big difference! Well dine. Reviewed on: 26th February 2022
Elaine Freed's avatar
Elaine Freed

Unbeatable service, great premium service!

5
Happy to recommend and share about monzo with my friends/family, Monzo has completely simplified how I handle my finances and no longer need to keep spreadsheets/receipts to keep track of where my money goes! LOVE being able to view my other accounts on the same app too Reviewed on: 26th February 2022
John Walker's avatar
John Walker

Welcome to the modern banking.

5
Brilliant product, brilliant service. Reviewed on: 26th February 2022
Timothy Bishop's avatar
Timothy Bishop

Amazing digital bank

5
I’ve had a fantastic experience with Monzo since I opened the account in terms of the financial capacity and control of funds it provides. Monzo deserves to be the British bank of the year! Reviewed on: 26th February 2022
Abiodun Abel's avatar
Abiodun Abel

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