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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,406 reviews, last reviewed 19th May 2026
77% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026
Sharn Nash's avatar
Sharn Nash

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19406)

Great Bank

5
Recommend it to everyone, great customer service and the best App going. Reviewed on: 26th February 2022
molly_thomas@hotmail.co.uk's avatar
[email protected]

Brilliant

5
Monzo is the best bank I’ve been with. Reviewed on: 26th February 2022
krveitch@gmail.com's avatar
[email protected]

Straight forward and easy

5
Monzo is great for people on the go, easy to use, set up and maintain Reviewed on: 26th February 2022
Kathryn's avatar
Kathryn

Good for students

5
Easy for applying the bank account.compared with other banks Reviewed on: 26th February 2022
vijayjosephreddy gade's avatar
vijayjosephreddy gade

I am so happy that I use Monzo bank account.

5
Monzo bank account is so easy and very safe to use. Reviewed on: 26th February 2022
Inga Orlowska's avatar
Inga Orlowska

Love monzo

5
Very easy to use great for saving using pots, monzo flex is very helpful and loans are not hard to obtain. Reviewed on: 26th February 2022
Shamara Scantlebury's avatar
Shamara Scantlebury

Easy to use and safe

5
I really like Monzo, is easy to use, 24 hours online attend Reviewed on: 26th February 2022
Carliane Nunes's avatar
Carliane Nunes

Brilliant bank

5
I've been banking with monzo 2 years and it's the best one I've been with. I love the fact they have separate pots for savings. It helped me so much when I was moving into my new home as I was able to categorise my money into small saving pots. A big plus is that my bills can have a separate pot too so I am able to see if I have any disposable income. I also like I get paid a day early than other banks. The only downside is that if I wanted to deposit cash into my account, I get charged. However, apart from that, it's an overall brilliant bank to be with. Reviewed on: 26th February 2022
Natasha's avatar
Natasha

Excellent Banking System

5
I'm with 3 banks and I can tell you Monzo is by far the most superior l, I was worried at first being totally app based but ..... all of the features especial live transactions and pots to view I have more autonomy with my finances and the customer service is excellent Reviewed on: 26th February 2022
sameera salim's avatar
sameera salim

Great Bank

5
Very easy to use, helpful customer service. Great help with creating pots and savings system Reviewed on: 26th February 2022
Nombuso 's avatar
Nombuso

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