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Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Very helpful

5
Very helpful and quick at helping with problems Reviewed on: 27th February 2022

Excellent

5
Satisfied with the service. Never experienced issue Reviewed on: 27th February 2022

Amazing

5
My daughter Introduce me to Monzo I was so amazed With all that you offer thank you Reviewed on: 27th February 2022

Amazing bank!! Best ever!!

5
After joining monzo, it’s been really easy for me to track my money and spending. Very good customer service if there ever has been an issue they always tend to resolve the issue without any complications Reviewed on: 27th February 2022

The bank that changed banking!

5
Initially I was sceptical about Monzo being one of the first digital banks, but 3 years on and they are amazing! They have simply changed my life. It is a simple and fun app that not only does it help with money and spending, but makes it fun. It is now the only bank that I bank with and it will remain that way for years to come! Thank you Monzo! Reviewed on: 27th February 2022

Really appreciate it's service

5
Best bank ever I heard I love monzo Reviewed on: 26th February 2022

Easy, modern, app-run banking on your phone

5
Easy, modern, app-run banking on your phone Reviewed on: 26th February 2022

Best bank ever

5
That the only one I use the best bank ever Reviewed on: 26th February 2022

Best online bank

5
I can do any transactions or any other bank related issues sitting comfortably in my armchair, in just a few seconds or minutes. I use this bank and their app with a peace of mind because they solve all problems, if any occurs. Reviewed on: 26th February 2022

Best bank ever

5
Always sorts things super quick, very convenient Reviewed on: 26th February 2022

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