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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Really recommend

Money is safe with monzo, I have been with them for a while now and you even get your money a day early! So recommend, love all the little bits in the app Reviewed on: 26th February 2022

It is just so easy

Everything is easy, from getting paid early, to then having a clear budget within the app to track outgoings. The only downside is due to the way the chat works, I’d you have an issue and get put in a specialist queue to speak to and advisor and have further issue. No one will see your chats until your initial problem is resolved. This has the potential to cause huge issues if you for instance lost your card while in one of these queues Reviewed on: 26th February 2022

Amazing

No other bank has such great features. I specifically love getting paid a day early! Reviewed on: 25th February 2022

Perfect banking

Nothing bad to say about Monzo ever, I even get paid 8 hours earlier than my coworkers Reviewed on: 25th February 2022

Monzo Bank so good to me and friends and families

Excellent Bank... Effectiveness and responsiveness of Monzo services are efficient to me and the people I introduced to Monzo Bank Reviewed on: 25th February 2022

Awesome Banking App

I was a bit sceptical when I first open my current account with Monzo. But I have been over by the user friendly app and all the features on their app. Reviewed on: 25th February 2022

Very good bank.

Awesome banking experience very helpful and friendly customer desk. Reviewed on: 25th February 2022

Seamless Banking

Excellent Experience always and will always recommend to everyone Reviewed on: 25th February 2022

Great bank

Works out all your bills etc and getting paid early option very helpful love it Reviewed on: 25th February 2022

I love Monzo

The experience has been wonderful. Charges. Notifications and customer service is amazing Reviewed on: 25th February 2022

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