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Monzo: Current account reviews

4.85
Based on 19,406 reviews, last reviewed 19th May 2026
77% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026
Sharn Nash's avatar
Sharn Nash

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19406)

Great watch

5
Great banking great information system Reviewed on: 25th February 2022

Easy and convenient

5
Monzo is the best account I've ever had, it's quick and easy to set up and it has everything I need. Reviewed on: 25th February 2022

Reliable bank and very fast service

5
Great and reliable bank in the world and u can trust blindly Reviewed on: 25th February 2022

Amazing

5
Amazing service always there to help Reviewed on: 25th February 2022

So easy

5
My money is always nice and tidy with the help of Monzo Reviewed on: 25th February 2022

excellent

5
brilliant !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 25th February 2022

Very awesome people who happen to run a bank.

5
So, the bank isn't perfect...yet. There's a few issues here and there with the app but the thing that sets them apart are the people. You genuinely get the impression that everyone wants to help as much as possible. No buzzwords or corporate speak. Just people telling you how things work, what they can do to help and what you can do to help yourself. Can't recommend them enough. Reviewed on: 25th February 2022

Amazing

4
The bank is amazing and I believe it was the first bank to take immediate payments to help people spend their money wisely. Reviewed on: 25th February 2022

Amazing current account provider

5
An easy to use, modern user interface that helps you budget and get in control of your finances, whilst also offering a huge range of other products from overdrafts to loans and pay later options. Customer service is outstanding and the morals of the company are faultless. Reviewed on: 25th February 2022

Amazing service

5
I find it so easy to budget for the month and helps me also save with out even missing the money. I wouldn’t bank with anyone else, the reports and instant transfers are amazing. My personal favourite is getting to access your pay a day early! Reviewed on: 25th February 2022

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