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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Best bank ever

Always sorts things super quick, very convenient Reviewed on: 26th February 2022

Life changing!!

I love Monzo, they make everything so easy from transferring money to budgeting, it’s amazing:) Reviewed on: 26th February 2022

Outstanding Experience

Throughout most if not all times during any issues which involved this bank, I have had outstanding support from the Monzo support team who are swift to respond and resolve any issues or inquiries. I would definitely recommend it this bank to family and friends. Reviewed on: 26th February 2022

Smart Money People

Makes a very big difference! Well dine. Reviewed on: 26th February 2022

Unbeatable service, great premium service!

Happy to recommend and share about monzo with my friends/family, Monzo has completely simplified how I handle my finances and no longer need to keep spreadsheets/receipts to keep track of where my money goes! LOVE being able to view my other accounts on the same app too Reviewed on: 26th February 2022

Welcome to the modern banking.

Brilliant product, brilliant service. Reviewed on: 26th February 2022

Amazing digital bank

I’ve had a fantastic experience with Monzo since I opened the account in terms of the financial capacity and control of funds it provides. Monzo deserves to be the British bank of the year! Reviewed on: 26th February 2022

Great Bank

Recommend it to everyone, great customer service and the best App going. Reviewed on: 26th February 2022

Brilliant

Monzo is the best bank I’ve been with. Reviewed on: 26th February 2022

Straight forward and easy

Monzo is great for people on the go, easy to use, set up and maintain Reviewed on: 26th February 2022

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