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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Good

Very good card and service and easy to apply on line Reviewed on: 25th February 2022

So Straightfowrd

Really easy to use and clear and simple updates on your spending. Saving g pots give decent rates too, much better than a standard ISA. Also great for use abroad. Reviewed on: 25th February 2022

First class

Monzo are the most current and eay bank to use. Always updated and I can manage my money. I upgraded my account to premium and would highly recommend. Reviewed on: 25th February 2022

Impressive Bank

I can’t fault Monzo in any form. I even get paid a day earlier with Monzo Reviewed on: 25th February 2022

Fantastic

I just love this bank the app is easy to use, easy to make payments into the account it’s safe and secure, best bank customer service I have ever had I can’t recommend it highly enough it’s a great all round experience Reviewed on: 25th February 2022

Best customer support and fast and easy to use

I had never seen the easiest bank like monzo I recommend monzo as the best bank ever Reviewed on: 25th February 2022

5 star

Monzo is an amazing bank. They're quick easy to use and always have an adviser at the touch of a Button. The ' get paid early' is a bonus and I know what is going where before it even happens. Reviewed on: 25th February 2022

Why I like monzo

I’ve never had any problems from monzo and every problem I have had It’s got resolved very very quickly without waiting ages, it’s the first bank I’ve felt my money being safe in and I would definitely be using monzo for a very long time Reviewed on: 25th February 2022

The fun way to bank

Monzo is so easy to use. No boring interface like other banks. Like it's coral card it's interface is colourful too. Reviewed on: 25th February 2022

Great

Fast and one in the kind and no one is something like this Reviewed on: 25th February 2022

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