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Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Excellent

5
Basic please excellent easy to use and the only problem there you have to go to the Post Office to put money in the soul Reviewed on: 25th February 2022

Great bank especially for travel

4
Great bank with lots of helpful features, particularly like being able to use my card abroad/in foreign currencies without extra fees and the pots system Reviewed on: 25th February 2022

Best UK Bank Ever

5
I have been using Monza for a couple of years now and think this is the best bank in the UK ever. I can see and manage my money so much now a days. The round up feature is amazing and helps me save even more money each month without even knowing what I'm doing. Reviewed on: 25th February 2022

Brilliant Monzo

5
Really easy to use and very informative app and rewards for recommending friends Reviewed on: 25th February 2022

Excellent

5
Always thee to hell no matter what Reviewed on: 25th February 2022

Best bank

5
I love how easy it is to see where I have spent my money and where it’s going to go. It’s an easy to use app which is great. And there are options for plus members which is fab Reviewed on: 25th February 2022

Excellent bank

5
Never had an issue with this bank qbsolutly brilliant Reviewed on: 25th February 2022

Excellent !!!!

5
Excellent :bank,Customer services,easy to use app. Good rate money transfer internationally... Reviewed on: 25th February 2022

Visibility and control

5
A simple clear and easy to use interface makes me feel in control of my money, and helps me to change my spending habitats. Reviewed on: 25th February 2022

Great Service

5
I appreciate that I can keep in contact through the App. Queries are always resolved with communication and updates and always with such professionalism. I am constantly impressed and of course love the savings pots which are extremely easy to use when needed. Well done guys for such an amazing banking experience!!!! Reviewed on: 25th February 2022

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