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Monzo: Current account reviews

4.85
Based on 19,406 reviews, last reviewed 19th May 2026
77% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026
Sharn Nash's avatar
Sharn Nash

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19406)

Fantastic

5
Brilliant bank 1st Class service customer service Brilliant would highly recommend Reviewed on: 25th February 2022

Love Monzo

5
I've been banking with monzo for years now and find it the most convenient and user-friendly way to deal with all my finances. Also love the attention to detail when it comes to the design if the cards and the app. Reviewed on: 25th February 2022

To the best challenger bank ever

5
I've never had any problems using monzo for all my transactions. Ever reliable with a seamless experience. Reviewed on: 25th February 2022

Great Bank

5
Monzo is an amazing bank, I’ve have a using them for a while now and I am very pleased with their service. Reviewed on: 25th February 2022

Yes

5
Thanks for the perfect service. Reviewed on: 25th February 2022

The best bank ever

5
I’ve heard about Monzo from my friend, and opening account with Monzo is the best decision I’ve ever made! If you have any problem or question it gets sorted in just a minutes. Customer service is outstanding! Easy to open as well. Highly recommended! Reviewed on: 25th February 2022

Mr

5
Well I the products that company effort to us Reviewed on: 24th February 2022

Mr

5
I love the service that you provide to us which it’s amazing Reviewed on: 24th February 2022

Very easy to use

5
First banking account, very clear where everything is and good budgeting techniques can’t recommend anything better! Reviewed on: 24th February 2022

I love it

5
The app is so easy to use . I never had the problem with it. The Monzo it's so great. Reviewed on: 24th February 2022

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