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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Great

5
It’s been amazing!! I really enjoy using it, it’s really simple and makes my life easier! Reviewed on: 25th February 2022
HahaWhyRun's avatar
HahaWhyRun

Excellent Services

5
I would recommend Monzo Bank to my Family and Friends,Because it’s very easy to understand. They have the best services in terms of Alerts on How your Money goes in and out ,Making you get Conscious on how you spend your Money .good customer Services…. Reviewed on: 25th February 2022
Deborah Averehi's avatar
Deborah Averehi

So quickly and very helpful

5
Very helpful keep my money safe Reviewed on: 25th February 2022
Lorna Zulueta's avatar
Lorna Zulueta

Simplicity

5
Monzo makes every aspect of looking after my money easy. I have instant updates on everything I spend. I can split bills with a touch of a button. Save money in pots, round up purchases and put this money to a rainy day fund. View my purchases by category, helping to see how you're spending and where you could save some money. Spending abroad is cost effective and they give a wonderful exchange rate. They have changed the industry forever! I for one am very grateful. Reviewed on: 25th February 2022
Ian Roper's avatar
Ian Roper

Excellent

5
The best bank Ive been with and it helps me keep in budget Reviewed on: 25th February 2022
Laura Marshall's avatar
Laura Marshall

Simple to use and straight forward

5
Customer service is brilliant any issues are resolved instantly and the account is straight forward and no fuss Reviewed on: 25th February 2022
Dean douglass 's avatar
Dean douglass

Good

5
Very good card and service and easy to apply on line Reviewed on: 25th February 2022
shakilzafar@hotmail.co.uk's avatar
[email protected]

So Straightfowrd

5
Really easy to use and clear and simple updates on your spending. Saving g pots give decent rates too, much better than a standard ISA. Also great for use abroad. Reviewed on: 25th February 2022
Ross Crook's avatar
Ross Crook

First class

5
Monzo are the most current and eay bank to use. Always updated and I can manage my money. I upgraded my account to premium and would highly recommend. Reviewed on: 25th February 2022
Victoria Suzanne Obi's avatar
Victoria Suzanne Obi

Impressive Bank

5
I can’t fault Monzo in any form. I even get paid a day earlier with Monzo Reviewed on: 25th February 2022
Robert Stevenson's avatar
Robert Stevenson

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