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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Amazing bank

Always enjoyed using Monzo. The app is user friendly and I like the use of the different pots. Reviewed on: 24th February 2022

Amazing

I’ve never had want issues with my account, I love the layout of the app and I believe it is very efficient Reviewed on: 24th February 2022

Monza you Just do the doing,, with banking. Thank you monza

How do you know when you have payed some one or other way round. Just look at ya phone. Monza doing the doing. Thank you folks Reviewed on: 24th February 2022

it's been a very good experience

It's been great to be a Monzo customer, it surprised me even more for being an online bank Reviewed on: 24th February 2022

Monzo is one of the best bank I have ever used here in the uk

My card was used by someone and I had reported immediately .. the card was blocked ..ASAP..preventing another actions and this actually helped soo much .. Reviewed on: 24th February 2022

Excellent

Excellent banking facilities brilliant brilliant brilliant Reviewed on: 24th February 2022

Awesome highly recommend

Absolutely love Monzo can’t fault it. Customer service are great. Love the round up and love the pots Wish I’d had this when I was younger Simply love it Reviewed on: 24th February 2022

The best

Currently the beat bank to use, the customer service is second to none. Will always go above and beyond to help. Reviewed on: 24th February 2022

A pretty god bank

Born is the age of the App, Monzo embraces digital banking like no other bank. The interface is clean, simple, and full of features. Reviewed on: 24th February 2022

Best bank

I love Monzo it’s so modern and easy to use Reviewed on: 24th February 2022

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