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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Modern, Sensical Banking

Far ahead of all other banking services; pretty much perfect Reviewed on: 24th February 2022

I love monzo

I love monzo and everyone should have a monzo account Reviewed on: 24th February 2022

Great Bank

I've been using them as my main account since 2017 and have had no issues Reviewed on: 24th February 2022

Great

Great. I have had no issues. Trust worthy. Reviewed on: 24th February 2022

Amazing

I've been a monzo customer for 6 months and love the fact I see each month what I've spent on what and the pots you can set up are great for saving for big things Reviewed on: 24th February 2022

Best bank out there

I have tried a few different banks over the years. Monzo is the best, everything is clear and easy to use. A smart bank for smart people. Reviewed on: 24th February 2022

Very good

Very easy and good to use don’t like how you have to buy a new card if yours is damaged cost £5 Reviewed on: 24th February 2022

Brilliant bank

Love all the features and the ease of use Reviewed on: 24th February 2022

Excellent service.

Would never use any other banking service other than Monzo Reviewed on: 24th February 2022

Fabulous

I suggest to all my friends Monzo .is very good Reviewed on: 24th February 2022

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