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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Fantastic service

I highly recommend Monzo. Their customer service has been impeccable. The app is great. I cannot fault Monzo and I would highly recommend them to anyone. Keep up the good work Monzo. Reviewed on: 24th February 2022

Best Virtual Bank

Monzo has been stress-free for me. All my queries and problems regarding certain transactions were resolved quickly and efficiently. Reviewed on: 24th February 2022

The best bank ever

From start to now, the easiest bank I've ever dealt with. I know where my money is and is helping me save. When I've had issues, I message them and it's dealt with straight away. I even get my wages early. I can tell you enough how fab monzo is Reviewed on: 24th February 2022

Best bank ever

A* all-round, highly recommended Reviewed on: 24th February 2022

Absolutely outstanding

I love monzo, it's easy and simple to use and never let's me down, I like the way I can make pockets for money and round up transactions, it helps me save and makes my finances alot easier. Reviewed on: 24th February 2022

Great

I can keep track of what I am spending each week Reviewed on: 24th February 2022

Excellent

Top-notch customer services and very efficient, quick when sending or receiving money without a delay at all compared to few of their competitors Reviewed on: 24th February 2022

Brilliant in every way

Flexible, fair and helpful. I would recommend to friends and family Reviewed on: 24th February 2022

Fantastic

Very easy to use, quick response to any issues great app, access to pots and early pay the bank that keeps the people using it at the heart of buisness in my opinion Reviewed on: 24th February 2022

Learning to Adult Better

I love how Monzo has been helping me with my budgeting. For years I would spend almost as fast as my wages would get to my account. Monzo has helped me get more of a handle on where my money is going. The bank also helps me make sure that I have enough money to cover my monthly subscriptions. Reviewed on: 24th February 2022

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