Paid advertisement
Smart Money People Logo

Monzo: Current account reviews

4.85
Based on 19,406 reviews, last reviewed 19th May 2026
67% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026
Sharn Nash's avatar
Sharn Nash

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19406)

Amazing

5
I love Monzo, it’s very easy to use and makes money simple instead of tedious long eating forms for transfer and the card is a fun colour a very unique bank Reviewed on: 24th February 2022

Wonderful

5
Simple interface and Excellent services Reviewed on: 24th February 2022

Wonderbank

5
Always very helpful great company.... Reviewed on: 24th February 2022

Everything you need in one place

5
Monzo has changed my banking for good it has everything you need in one place Reviewed on: 24th February 2022

Amazing

5
Such a good bank to manage a student budget. Couldn’t recommend enough Reviewed on: 24th February 2022

Brilliant

5
Brilliant bank in these modern times Reviewed on: 24th February 2022

Best and most understanding bank!

5
Always able to sort through finances and very understandable. Reviewed on: 24th February 2022

Fantastic and easy navigation

5
From day one a modern and clear way of banking Reviewed on: 24th February 2022

Very glad bee a part of Monzo family.

5
Fast and easy online banking , you don’t need to wait in queues. Reviewed on: 24th February 2022

Excellent service

5
From customer service to the monzo app I have never been more happier with a bank Reviewed on: 24th February 2022

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3174 reviews
    Monzo
  • Under 16s account

    from Monzo 4.89 from 944 reviews
    Monzo
  • Investments

    from Monzo 4.86 from 1131 reviews
    Monzo
    View all products