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Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

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Monzo Current account reviews (19429)

Amazing

5
I've been a monzo customer for 6 months and love the fact I see each month what I've spent on what and the pots you can set up are great for saving for big things Reviewed on: 24th February 2022

Best bank out there

5
I have tried a few different banks over the years. Monzo is the best, everything is clear and easy to use. A smart bank for smart people. Reviewed on: 24th February 2022

Very good

5
Very easy and good to use don’t like how you have to buy a new card if yours is damaged cost £5 Reviewed on: 24th February 2022

Brilliant bank

5
Love all the features and the ease of use Reviewed on: 24th February 2022

Excellent service.

5
Would never use any other banking service other than Monzo Reviewed on: 24th February 2022

Fabulous

5
I suggest to all my friends Monzo .is very good Reviewed on: 24th February 2022

Fantastic service

5
I highly recommend Monzo. Their customer service has been impeccable. The app is great. I cannot fault Monzo and I would highly recommend them to anyone. Keep up the good work Monzo. Reviewed on: 24th February 2022

Best Virtual Bank

5
Monzo has been stress-free for me. All my queries and problems regarding certain transactions were resolved quickly and efficiently. Reviewed on: 24th February 2022

The best bank ever

5
From start to now, the easiest bank I've ever dealt with. I know where my money is and is helping me save. When I've had issues, I message them and it's dealt with straight away. I even get my wages early. I can tell you enough how fab monzo is Reviewed on: 24th February 2022

Best bank ever

5
A* all-round, highly recommended Reviewed on: 24th February 2022

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