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Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

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Monzo Current account reviews (19429)

Absolutely outstanding

5
I love monzo, it's easy and simple to use and never let's me down, I like the way I can make pockets for money and round up transactions, it helps me save and makes my finances alot easier. Reviewed on: 24th February 2022

Great

5
I can keep track of what I am spending each week Reviewed on: 24th February 2022

Excellent

5
Top-notch customer services and very efficient, quick when sending or receiving money without a delay at all compared to few of their competitors Reviewed on: 24th February 2022

Brilliant in every way

5
Flexible, fair and helpful. I would recommend to friends and family Reviewed on: 24th February 2022

Fantastic

5
Very easy to use, quick response to any issues great app, access to pots and early pay the bank that keeps the people using it at the heart of buisness in my opinion Reviewed on: 24th February 2022

Learning to Adult Better

5
I love how Monzo has been helping me with my budgeting. For years I would spend almost as fast as my wages would get to my account. Monzo has helped me get more of a handle on where my money is going. The bank also helps me make sure that I have enough money to cover my monthly subscriptions. Reviewed on: 24th February 2022

Amazing

5
I love Monzo, it’s very easy to use and makes money simple instead of tedious long eating forms for transfer and the card is a fun colour a very unique bank Reviewed on: 24th February 2022

Wonderful

5
Simple interface and Excellent services Reviewed on: 24th February 2022

Wonderbank

5
Always very helpful great company.... Reviewed on: 24th February 2022

Everything you need in one place

5
Monzo has changed my banking for good it has everything you need in one place Reviewed on: 24th February 2022

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