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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

67% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Great online bank

Really enjoying using monzo as my main account. Reviewed on: 24th February 2022

Superb

I’ve never had a problem with Monzo they are always willing to help. Reviewed on: 24th February 2022

A great modern approach to banking

Monzo offer a great way to offer modem banking that allows a great way to manage finances through their budgeting features. Their approach to lending is also very modern. I've had past credit problems, but I've shown for the last 4 years to be reliable and Mozno have awarded my with APRs that match the best. This shows that they are not penalising me when I've proved they were past problems. Other banks still seem to judge me on problems over 4 years old. Reviewed on: 24th February 2022

Cracking banking easy, efficient, resolve any issues crazy quick

Can’t recommend enough and has never let me down. I love being able to save for various long term and short term goals and having the pots of money set out. Definitely the best feature. Would like to be able to edit scheduled payments rather than cancel and redo but when I have thought this about features before, they’ve often been updated soon after. It also feels so safe and secure. Reviewed on: 24th February 2022

It's great and easy to use

I would recommend monzo to anyone Reviewed on: 24th February 2022

Totally awesome

I have been very impressed with my Monzo account Reviewed on: 24th February 2022

Great

Perfect bank, never an issue with them Reviewed on: 24th February 2022

The people's Bank

Straight forward banking, no hidden information or expenses. A Bank manage by people for the people. Reviewed on: 24th February 2022

Amazing

Amazing at day early could not ask for a better bank honestly just wow Reviewed on: 24th February 2022

Best bank

Easy online banking Perfect for managing your bills and spending Reviewed on: 24th February 2022

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