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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

67% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Amazing Service

Amazing service, any problem is solved instantly, would not hesitate to recommend to people Reviewed on: 24th February 2022

No one

Excellent customer service and easy to use Reviewed on: 24th February 2022

Best

Best of the best .... So easy to use Reviewed on: 24th February 2022

Very helpfull best ever bank i have been

Allways there for you if theres a problem Reviewed on: 24th February 2022

Excellent Digital Banking experience!

Monzo do exactly what I expect from a digital bank. Excellent digital service! Reviewed on: 24th February 2022

Best bank ever

Problems are sorted quickly with minimum fuss. Excellent customer service Reviewed on: 24th February 2022

Fun Bank

I love this Bank. Colourful Bank cards, so many functions to the app, you can add notes and upload receipts to transactions. Easy upload and payment transfers. I've had a few issues with the random security checks and asking for pin when I'm not able to do that. But customer service is excellent. Reviewed on: 24th February 2022

Its really nice and helpfull Company

IM happy with customers service Reviewed on: 24th February 2022

Fab Monzo

Monzo is fun to use. Great for budgeting and has the best user interface of any other bank I use. Can even use your own pics on your pots. Simply the Best! Reviewed on: 24th February 2022

Ports are good options to control your money

Banking is always same but monzo play an important role to make sure you can control your money/spending or save for something. Reviewed on: 24th February 2022

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