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Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Amazing

5
Such a good bank to manage a student budget. Couldn’t recommend enough Reviewed on: 24th February 2022

Brilliant

5
Brilliant bank in these modern times Reviewed on: 24th February 2022

Best and most understanding bank!

5
Always able to sort through finances and very understandable. Reviewed on: 24th February 2022

Fantastic and easy navigation

5
From day one a modern and clear way of banking Reviewed on: 24th February 2022

Very glad bee a part of Monzo family.

5
Fast and easy online banking , you don’t need to wait in queues. Reviewed on: 24th February 2022

Excellent service

5
From customer service to the monzo app I have never been more happier with a bank Reviewed on: 24th February 2022

Love love my Monzo

5
I love the ease at which I can use Monzo from the little pots to use abroad.. love the round ups too Reviewed on: 24th February 2022

Easy to set up and use

5
Needed a bank quickly and this was the easiest process. Love the option of getting my wages a day early as well x Reviewed on: 24th February 2022

Amazing

5
Best way of knowing what happens with one’s account instantly Reviewed on: 24th February 2022

Monzo

5
Very nice , I like it so much , it’s amazing Reviewed on: 24th February 2022

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