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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

67% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

I love Monzo!

Flawless app and excellent customer service, nothing can tempt me away from Monzo. Reviewed on: 24th February 2022

easy app, good with customer service

When I didn’t receive my shoes, they helped me get my money back, such a good service Reviewed on: 24th February 2022

Best bank

Monzo provide awesome tools for me to manage my money with. What's more they let me get paid a day early, which in some cases is several days when pay day is a Monday and I can get my pay on a Friday! Reviewed on: 24th February 2022

So handy

Everything in one place and is easy to use. It’s so clear to see and keep track of finances, setting up little pots to keep monies is separate places. I also love that you get a notification every time you spend. It helps keep finances at the forefront of your mind. I also love that it keeps tabs on how much you spend in a day Reviewed on: 24th February 2022

Best card

Monzo is such an easy card to use and the choice of putting into the savings side has really helped Reviewed on: 24th February 2022

Amazing bank

Help to keep your finances organised, help to save you money. Quick, easy and transparent. Reviewed on: 24th February 2022

Outstanding

Been with the bank for 2+years and never had an issue Reviewed on: 24th February 2022

Monzo is the best

I have been having a great experience with them so far..I've not regretted having an online banking with them Reviewed on: 24th February 2022

Banking made simple

So easy only got this account for speed to start a job planned to change but after seeing the benefits of monzo I've never looked back Reviewed on: 24th February 2022

Always essential and always helpful

Have gone above and beyond in supporting me on my Financial Journey Reviewed on: 24th February 2022

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