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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Great

5
There great very very very good nice long time Reviewed on: 24th February 2022
Robert Jack's avatar
Robert Jack

I like

5
I use the app and I’m very happy Reviewed on: 24th February 2022
Giulio Daniel Gentimir's avatar
Giulio Daniel Gentimir

The support I get from Monzo is amazin !

5
Monzo is the only online bank that I trust It’s safe and most important helpful and easy to use with different features Unlock the Monzo Reviewed on: 24th February 2022
Youcef Aouadi's avatar
Youcef Aouadi

Brilliant

5
Perfect easy to use. Easy to chat customer service. Reviewed on: 24th February 2022
Selahattin Karaman's avatar
Selahattin Karaman

AMAZING BANK. BEST IVE BEEN WITH

5
Amazing, I’ve been and tried many banks before but Monzo is by far the best Reviewed on: 24th February 2022
Becky Richardson's avatar
Becky Richardson

impressed

5
always keeps my accounts updated Reviewed on: 24th February 2022
Nash Dayaram's avatar
Nash Dayaram

Great online bank

5
Really enjoying using monzo as my main account. Reviewed on: 24th February 2022
Treina Hawkins's avatar
Treina Hawkins

Superb

5
I’ve never had a problem with Monzo they are always willing to help. Reviewed on: 24th February 2022
Sam Paulden's avatar
Sam Paulden

A great modern approach to banking

5
Monzo offer a great way to offer modem banking that allows a great way to manage finances through their budgeting features. Their approach to lending is also very modern. I've had past credit problems, but I've shown for the last 4 years to be reliable and Mozno have awarded my with APRs that match the best. This shows that they are not penalising me when I've proved they were past problems. Other banks still seem to judge me on problems over 4 years old. Reviewed on: 24th February 2022
Richa's avatar
Richa

Cracking banking easy, efficient, resolve any issues crazy quick

5
Can’t recommend enough and has never let me down. I love being able to save for various long term and short term goals and having the pots of money set out. Definitely the best feature. Would like to be able to edit scheduled payments rather than cancel and redo but when I have thought this about features before, they’ve often been updated soon after. It also feels so safe and secure. Reviewed on: 24th February 2022
catherine_back89@hotmail.com's avatar
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