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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,406 reviews, last reviewed 19th May 2026
67% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026
Sharn Nash's avatar
Sharn Nash

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19406)

Monzo

5
Very easy to use, gives you more freedom then my old bank, you know what's going in and out your account straight away instead of checking a statement once a month Reviewed on: 24th February 2022
harry clay's avatar
harry clay

How bank is suppose to be in the 2022

5
Easy, intuitive, super fast - just how bank is suppose to be in the 2022! Reviewed on: 24th February 2022
Raffaele Martone's avatar
Raffaele Martone

Best bank ever, so easy to use

5
Great bank. Helps you to save in such a great way as well as know what you are spending your money on. I use it as my main bank account now and have pots for everything! Reviewed on: 24th February 2022
Bonnie Taylor's avatar
Bonnie Taylor

Convenient and safe

5
Monzo is a very intuitive banking product that is convenient to use. It clearly displays all your purchases, is easy to track, group, extract and manipulate with notes/receipts and exporting as required. It feels extremely safe with constant but quick and easy verification for online purchases. Although it doesn’t state security as much as the other major credit cards, I feel it certainly has inbuilt it into their system. Their statement of fees feel clear and not overly riddled with unnecessary charges. Although there are no in-person banks, their online customer service has been sufficient especially as there have been no major issues to report. Overall, Monzo has been a great bank to be a customer of. Reviewed on: 24th February 2022
Donald K's avatar
Donald K

Simple but effective

5
Great service, easy to use, definitely recommend to anyone Reviewed on: 24th February 2022
lanfear1980@live.com's avatar
[email protected]

Love everything about Monzo!

5
Easiest bank I’ve ever worked with Reviewed on: 24th February 2022
Melissa Williams's avatar
Melissa Williams

Monzo

5
The app on my phone is first class. Easy to use, accurate up to date spends and spending patterns are really useful Reviewed on: 24th February 2022
Nigel Meddings's avatar
Nigel Meddings

Brilliant

5
Amazing company, really helpful and easy to contact :) Reviewed on: 24th February 2022
cerys's avatar
cerys

Brilliant Bank

5
I love using Monzo as the app is so easy to use and the layout makes it easy on the eyes. I just really enjoy this bank. Reviewed on: 24th February 2022
CutieKat's avatar
CutieKat

Easy to use and plenty of warning when your bills are due

5
Always been excellent from the first day I've opened the account. Reviewed on: 24th February 2022
David's avatar
David

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