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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Excellent Digital Banking experience!

5
Monzo do exactly what I expect from a digital bank. Excellent digital service! Reviewed on: 24th February 2022
Tj Scally's avatar
Tj Scally

Best bank ever

5
Problems are sorted quickly with minimum fuss. Excellent customer service Reviewed on: 24th February 2022
Lorraine Hilary Moffat's avatar
Lorraine Hilary Moffat

Fun Bank

5
I love this Bank. Colourful Bank cards, so many functions to the app, you can add notes and upload receipts to transactions. Easy upload and payment transfers. I've had a few issues with the random security checks and asking for pin when I'm not able to do that. But customer service is excellent. Reviewed on: 24th February 2022
Jennifer's avatar
Jennifer

Its really nice and helpfull Company

5
IM happy with customers service Reviewed on: 24th February 2022
Radek Iwanski's avatar
Radek Iwanski

Fab Monzo

5
Monzo is fun to use. Great for budgeting and has the best user interface of any other bank I use. Can even use your own pics on your pots. Simply the Best! Reviewed on: 24th February 2022
Mrs Frugal's avatar
Mrs Frugal

Ports are good options to control your money

5
Banking is always same but monzo play an important role to make sure you can control your money/spending or save for something. Reviewed on: 24th February 2022
Muqarrab Ali's avatar
Muqarrab Ali

I love Monzo!

5
Flawless app and excellent customer service, nothing can tempt me away from Monzo. Reviewed on: 24th February 2022
Sophie's avatar
Sophie

easy app, good with customer service

5
When I didn’t receive my shoes, they helped me get my money back, such a good service Reviewed on: 24th February 2022
joshgwoodcock's avatar
joshgwoodcock

Best bank

5
Monzo provide awesome tools for me to manage my money with. What's more they let me get paid a day early, which in some cases is several days when pay day is a Monday and I can get my pay on a Friday! Reviewed on: 24th February 2022
Tom's avatar
Tom

So handy

5
Everything in one place and is easy to use. It’s so clear to see and keep track of finances, setting up little pots to keep monies is separate places. I also love that you get a notification every time you spend. It helps keep finances at the forefront of your mind. I also love that it keeps tabs on how much you spend in a day Reviewed on: 24th February 2022
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