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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

67% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Craig mcdowell

Used a few of monzos features including flex a easy way to speed the costs of living best bank I have been with Reviewed on: 24th February 2022

So easy!

Easy to use. Great customer service also Reviewed on: 24th February 2022

Fantastic bank

A great range of features and helpful customer services. Reviewed on: 24th February 2022

So simple to manage your money and provide services no other bank does!

So simple to manage your money and provide services no other bank does! Instead of having to open a whole new savings account you can just open a pot and label it what you wish and store your money in there to save or pay for specific things, easy! Reviewed on: 24th February 2022

very good

super i would recomend it to everyone Reviewed on: 24th February 2022

Excellent

Never had any problems since using monzo. Excellent bank. Reviewed on: 24th February 2022

Brilliant

Never had a problem with monzo very easy to understand very easy to get in touch with Reviewed on: 24th February 2022

Leading the way in modernising online banking

Amazing app, perfect for going abroad and keeping all accounts in one place. Great live chat features and makes managing your money a breeze . Reviewed on: 24th February 2022

Excellent tool

Helpful features and great customer service Reviewed on: 24th February 2022

Grate bank

Never had any trouble with Monzo, customer support it’s always on point, and my boyfriend has switch to Monzo and he loves it. Reviewed on: 24th February 2022

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