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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Best card

5
Monzo is such an easy card to use and the choice of putting into the savings side has really helped Reviewed on: 24th February 2022
Nazzy's avatar
Nazzy

Amazing bank

5
Help to keep your finances organised, help to save you money. Quick, easy and transparent. Reviewed on: 24th February 2022
Lucia Nunes's avatar
Lucia Nunes

Outstanding

5
Been with the bank for 2+years and never had an issue Reviewed on: 24th February 2022
Raymond Roderick's avatar
Raymond Roderick

Monzo is the best

5
I have been having a great experience with them so far..I've not regretted having an online banking with them Reviewed on: 24th February 2022
Tanko ALIMAT DEMILADE 's avatar
Tanko ALIMAT DEMILADE

Banking made simple

5
So easy only got this account for speed to start a job planned to change but after seeing the benefits of monzo I've never looked back Reviewed on: 24th February 2022
troy johnston's avatar
troy johnston

Always essential and always helpful

5
Have gone above and beyond in supporting me on my Financial Journey Reviewed on: 24th February 2022
Kerry Ann Pettigrew's avatar
Kerry Ann Pettigrew

Monzo

5
Very easy to use, gives you more freedom then my old bank, you know what's going in and out your account straight away instead of checking a statement once a month Reviewed on: 24th February 2022
harry clay's avatar
harry clay

How bank is suppose to be in the 2022

5
Easy, intuitive, super fast - just how bank is suppose to be in the 2022! Reviewed on: 24th February 2022
Raffaele Martone's avatar
Raffaele Martone

Best bank ever, so easy to use

5
Great bank. Helps you to save in such a great way as well as know what you are spending your money on. I use it as my main bank account now and have pots for everything! Reviewed on: 24th February 2022
Bonnie Taylor's avatar
Bonnie Taylor

Convenient and safe

5
Monzo is a very intuitive banking product that is convenient to use. It clearly displays all your purchases, is easy to track, group, extract and manipulate with notes/receipts and exporting as required. It feels extremely safe with constant but quick and easy verification for online purchases. Although it doesn’t state security as much as the other major credit cards, I feel it certainly has inbuilt it into their system. Their statement of fees feel clear and not overly riddled with unnecessary charges. Although there are no in-person banks, their online customer service has been sufficient especially as there have been no major issues to report. Overall, Monzo has been a great bank to be a customer of. Reviewed on: 24th February 2022
Donald K's avatar
Donald K

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