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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

67% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Easy and efficient

Everything I do is easy and efficient and gives me what I want from my account Reviewed on: 24th February 2022

Great service

Good customer service allwas helpful Reviewed on: 24th February 2022

Great bank

Amazing bank, makes budgeting easy, great products and extras. Reviewed on: 24th February 2022

Im now actually good with money

Monzo has changed my relationship with money… I now have up to date spending… no more forgetting what I’ve bought and ending up in my overdraft. I love the easy to set up pots… and I have managed to save and budget using these. The premium account allows for creating virtual cards which is great for online shopping and peace of mind. I just wish Monzo was around 20 years ago… I love it!! Reviewed on: 24th February 2022

Perfect

Never any issues smooth as you like. Reviewed on: 24th February 2022

The Great and Friendly Bank

Monzo Bank have excellent Customer services, that beats most Banks. The service personnel are friendly and swift, In solving almost all queries. I am excited to be a customer. Reviewed on: 24th February 2022

Simple yet amazing!

Monzo isn’t like most banks, they offer that little bit more to help the average person manage their money easy. Using the pots has helped me be able to understand what I have and where. Splitting bills is amazing allowing me to be able to easily pay. Reviewed on: 24th February 2022

Easy to use game changer

Changes the way I look after my money, never been easier Reviewed on: 24th February 2022

Smooth service

With monzo for a couple of years now, app interface is excellent..customer service quickly on hand..no issues at all.. would definitely recommend. Reviewed on: 24th February 2022

Ideal bank for some

Perfect for people like me. I don’t want to do surveys. I don’t want high street branches. Great app, good assistance if needed. Perfect. Reviewed on: 24th February 2022

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