Paid advertisement
Smart Money People Logo
Newsletter

Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19429)

Simple but effective

5
Great service, easy to use, definitely recommend to anyone Reviewed on: 24th February 2022

Love everything about Monzo!

5
Easiest bank I’ve ever worked with Reviewed on: 24th February 2022

Monzo

5
The app on my phone is first class. Easy to use, accurate up to date spends and spending patterns are really useful Reviewed on: 24th February 2022

Brilliant

5
Amazing company, really helpful and easy to contact :) Reviewed on: 24th February 2022

Brilliant Bank

5
I love using Monzo as the app is so easy to use and the layout makes it easy on the eyes. I just really enjoy this bank. Reviewed on: 24th February 2022

Easy to use and plenty of warning when your bills are due

5
Always been excellent from the first day I've opened the account. Reviewed on: 24th February 2022

Craig mcdowell

5
Used a few of monzos features including flex a easy way to speed the costs of living best bank I have been with Reviewed on: 24th February 2022

So easy!

5
Easy to use. Great customer service also Reviewed on: 24th February 2022

Fantastic bank

5
A great range of features and helpful customer services. Reviewed on: 24th February 2022

So simple to manage your money and provide services no other bank does!

5
So simple to manage your money and provide services no other bank does! Instead of having to open a whole new savings account you can just open a pot and label it what you wish and store your money in there to save or pay for specific things, easy! Reviewed on: 24th February 2022

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3188 reviews
    Monzo
  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo
  • Investments

    from Monzo 4.86 from 1146 reviews
    Monzo
    View all products