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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

67% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Outstanding Bank

Monzo is so easy to use & offers so many banking options. Best bank I have ever used. Reviewed on: 24th February 2022

Banking with Monzo has been great and marvellous.

My experience Banking with Monzo has been a positive one. Since I have been with them the Monzo App has never disappoint or not working properly and the staff are quick to respond whenever you put a call across to Monzo office. Reviewed on: 24th February 2022

Very good service

Very fastest service bank transactions are fastest Reviewed on: 24th February 2022

Great

To name but a few: The app is user friendly, you can create pots to save money and international payments are simple. I really love Monzo. Reviewed on: 24th February 2022

Easy

Really easy to use with great features Reviewed on: 24th February 2022

Excellent

Am very happy with my Monzo bank super easy app even for old People like my mum 68y and wat it includes thank you Reviewed on: 24th February 2022

Best bank with the smartest features

Monzo has helped me sort my monthly payments in a way I don’t even have to worry about. I can sort my money easily and understand my budget so I can stick with it. It has helped me save money and achieve my financial goals. Reviewed on: 24th February 2022

Best bank ever made

Monzo app is the best banking app I've had , I had account at Lloyds and Barclays and monzo is better. Reviewed on: 24th February 2022

Love the app! And the options offered

Best bank ever! The first thing that attracted me to Monzo was the card color, I then loved all the features it offered in addition to the straight forward app Reviewed on: 24th February 2022

Best bank not just locally but best services for international use at no cost or drama

Very good user friendly banking and-be able to do international transactions without any charge or too much fuss makes it the best bank ever for me Reviewed on: 24th February 2022

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