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Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

The best bank I dealt with ever

5
Monzo is the best bank that I use in many countries in this world. This because Monzo makes every thing easy. Reviewed on: 24th February 2022

Fantastic

5
Absolutely love Monzo and would recommend to anyone...and have! Reviewed on: 24th February 2022

Easy to use .you get everything in one place.

5
I love it Never been disappointed Reviewed on: 24th February 2022

Best bank ever

5
I love this bank so much and I love getting my money paid in a day early. Reviewed on: 24th February 2022

Reliable

5
Reliable and fantastic app for everyone Reviewed on: 24th February 2022

Great

5
Excellent work by everyone working there. Reviewed on: 24th February 2022

Easy and efficient

5
Everything I do is easy and efficient and gives me what I want from my account Reviewed on: 24th February 2022

Great service

5
Good customer service allwas helpful Reviewed on: 24th February 2022

Great bank

5
Amazing bank, makes budgeting easy, great products and extras. Reviewed on: 24th February 2022

Im now actually good with money

5
Monzo has changed my relationship with money… I now have up to date spending… no more forgetting what I’ve bought and ending up in my overdraft. I love the easy to set up pots… and I have managed to save and budget using these. The premium account allows for creating virtual cards which is great for online shopping and peace of mind. I just wish Monzo was around 20 years ago… I love it!! Reviewed on: 24th February 2022

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