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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

67% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Best

Moved over from Barclays to Monzo, it’s so simple and efficient. Reviewed on: 24th February 2022

Great

Nothing is too much trouble everything is so easy and hassle free Reviewed on: 24th February 2022

Monzo

Best one to bank with Very happy with customer service Reviewed on: 24th February 2022

Best Bank

Best bank Service ever easy to use Reviewed on: 24th February 2022

Easy and Efficient

Monzo is easy to use and had many features that help me manage my money Reviewed on: 24th February 2022

Great, flexible online account

My current account works great and alongside sit my savings accounts. Simple, yet very efficient bank and accounts. Reviewed on: 24th February 2022

Panic Averted

A company charged me twice for some goods and then refused to deliver them.Monzo Customer Services were absolutely brilliant and told me exactly how to proceed. I got all my money back thanks to Monzo. Reviewed on: 24th February 2022

Easy fast accessible

Since joining Monzo it’s been easy to bank I can set direct debits up in seconds pay anywhere with Monzo and even better a savings pot for the few pence every purchase and add to it so it’s more of an incentive to save accessible anytime safe and secure Reviewed on: 24th February 2022

The best

Easiest for online banking, saving, and all round money control! Reviewed on: 24th February 2022

So easy and simple

My journey with Monzo has started in October 2021. I choose it among the others because it has so simple and well explained policies, great mobile app and good reviews. So as for now I'm a Monzo Plus customer which is even better than their free account. I'm able to save as much as I want just by setting a preferences in the app. The only gap is that they don't provide credit cards, but hopefully it will change in the future. Reviewed on: 24th February 2022

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