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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Perfect

5
Never any issues smooth as you like. Reviewed on: 24th February 2022
Andrew gwyn 's avatar
Andrew gwyn

The Great and Friendly Bank

5
Monzo Bank have excellent Customer services, that beats most Banks. The service personnel are friendly and swift, In solving almost all queries. I am excited to be a customer. Reviewed on: 24th February 2022
Paanockie's avatar
Paanockie

Simple yet amazing!

5
Monzo isn’t like most banks, they offer that little bit more to help the average person manage their money easy. Using the pots has helped me be able to understand what I have and where. Splitting bills is amazing allowing me to be able to easily pay. Reviewed on: 24th February 2022
Carmen Gunton's avatar
Carmen Gunton

Easy to use game changer

5
Changes the way I look after my money, never been easier Reviewed on: 24th February 2022
Gurdz's avatar
Gurdz

Smooth service

5
With monzo for a couple of years now, app interface is excellent..customer service quickly on hand..no issues at all.. would definitely recommend. Reviewed on: 24th February 2022
Robert Martin's avatar
Robert Martin

Ideal bank for some

5
Perfect for people like me. I don’t want to do surveys. I don’t want high street branches. Great app, good assistance if needed. Perfect. Reviewed on: 24th February 2022
Dean Maddock's avatar
Dean Maddock

Outstanding Bank

5
Monzo is so easy to use & offers so many banking options. Best bank I have ever used. Reviewed on: 24th February 2022
Fiona Sennett's avatar
Fiona Sennett

Banking with Monzo has been great and marvellous.

5
My experience Banking with Monzo has been a positive one. Since I have been with them the Monzo App has never disappoint or not working properly and the staff are quick to respond whenever you put a call across to Monzo office. Reviewed on: 24th February 2022
Adetokunbo 's avatar
Adetokunbo

Very good service

5
Very fastest service bank transactions are fastest Reviewed on: 24th February 2022
Harpreet singh's avatar
Harpreet singh

Great

5
To name but a few: The app is user friendly, you can create pots to save money and international payments are simple. I really love Monzo. Reviewed on: 24th February 2022
Minx 's avatar
Minx

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