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Monzo: Current account reviews

4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Easy

5
Really easy to use with great features Reviewed on: 24th February 2022

Excellent

5
Am very happy with my Monzo bank super easy app even for old People like my mum 68y and wat it includes thank you Reviewed on: 24th February 2022

Best bank with the smartest features

5
Monzo has helped me sort my monthly payments in a way I don’t even have to worry about. I can sort my money easily and understand my budget so I can stick with it. It has helped me save money and achieve my financial goals. Reviewed on: 24th February 2022

Best bank ever made

5
Monzo app is the best banking app I've had , I had account at Lloyds and Barclays and monzo is better. Reviewed on: 24th February 2022

Love the app! And the options offered

5
Best bank ever! The first thing that attracted me to Monzo was the card color, I then loved all the features it offered in addition to the straight forward app Reviewed on: 24th February 2022

Best bank not just locally but best services for international use at no cost or drama

5
Very good user friendly banking and-be able to do international transactions without any charge or too much fuss makes it the best bank ever for me Reviewed on: 24th February 2022

Best

5
Moved over from Barclays to Monzo, it’s so simple and efficient. Reviewed on: 24th February 2022

Great

4
Nothing is too much trouble everything is so easy and hassle free Reviewed on: 24th February 2022

Monzo

5
Best one to bank with Very happy with customer service Reviewed on: 24th February 2022

Best Bank

5
Best bank Service ever easy to use Reviewed on: 24th February 2022

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