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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Easy and Efficient

5
Monzo is easy to use and had many features that help me manage my money Reviewed on: 24th February 2022
Tyrion Lannister's avatar
Tyrion Lannister

Great, flexible online account

5
My current account works great and alongside sit my savings accounts. Simple, yet very efficient bank and accounts. Reviewed on: 24th February 2022
ab's avatar
ab

Panic Averted

5
A company charged me twice for some goods and then refused to deliver them.Monzo Customer Services were absolutely brilliant and told me exactly how to proceed. I got all my money back thanks to Monzo. Reviewed on: 24th February 2022
Wendy Greensill's avatar
Wendy Greensill

Easy fast accessible

5
Since joining Monzo it’s been easy to bank I can set direct debits up in seconds pay anywhere with Monzo and even better a savings pot for the few pence every purchase and add to it so it’s more of an incentive to save accessible anytime safe and secure Reviewed on: 24th February 2022
Heather Jafar's avatar
Heather Jafar

The best

5
Easiest for online banking, saving, and all round money control! Reviewed on: 24th February 2022
Madison Heywood's avatar
Madison Heywood

So easy and simple

5
My journey with Monzo has started in October 2021. I choose it among the others because it has so simple and well explained policies, great mobile app and good reviews. So as for now I'm a Monzo Plus customer which is even better than their free account. I'm able to save as much as I want just by setting a preferences in the app. The only gap is that they don't provide credit cards, but hopefully it will change in the future. Reviewed on: 24th February 2022
Yuri Madorski's avatar
Yuri Madorski

EXCELLENT SERVICE

5
I really appreciate this bank MONZO has helped me in my worst situation and really good service of customer support and with any delay this bank has given and excellent service Reviewed on: 24th February 2022
Md quasim warsi's avatar
Md quasim warsi

Best Bank Monzo

5
What can i say the bank is doing well its job. Reviewed on: 24th February 2022
Elsts Vladislavs's avatar
Elsts Vladislavs

Excellent and secure bank im so happy with monzo

5
I'm always staying with monzo it's safe to stay with Reviewed on: 24th February 2022
Sofiane Balai's avatar
Sofiane Balai

The best and easiest bank ever.

5
It's easy to use. I am provided quick and efficient solutions when I run into a problem. I'm lucky I found this bank and I use it happily. Reviewed on: 24th February 2022
Selcuk Mert's avatar
Selcuk Mert

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