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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

63% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Good for a current account

I would recommend monzo to anyone because it is so easy to set up on your phone and the app itself is so secure and I also believe that the app is so useful Reviewed on: 23rd February 2022

Good

Good have no problems so far banking Reviewed on: 23rd February 2022

Best bank ever

Great user interface , fraud team upto the mark Reviewed on: 23rd February 2022

very efficient and fast

I am new to this country and I work as a experienced scientist. When my applications for opening account in many famous banks were turned down (God knows for what reason), Monzo trusted me and opened account for me. Their trust in me helped me settle much faster and manage my expenses. Without Monzo I would suffer and be in so much trouble. The other thing that I very much like about Monzo is its fast-replying chat support. It is really helpful when you are in trouble or have a question to ask. Thank you Monzo for your trust. Reviewed on: 23rd February 2022

Monzo vote

Monzo offers excellent service, and us a great travel companion Reviewed on: 23rd February 2022

Ease and secure

Since I have Monzo current account, I didn't have any problems. I've been use it for my direct debits and never been reject. Reviewed on: 23rd February 2022

Brilliant bank

Easy to use and so many features! Love that I can save up in different pots for different things, and earn interest on it! I'm a premium account holder and the extras that come with this are so good and are worth every penny. Reviewed on: 23rd February 2022

It's perfect the olveys helping and doing good job

Love monzo when am traveling never have any problem for monay different cantry a UK Reviewed on: 23rd February 2022

Very helpful customer service

Always sort out any questions i have, really easy to save money and a fun app! Reviewed on: 23rd February 2022

Excellent bank everything is so easy to use

When you use your card you get a notification instantly saying how much you have spent. You don't get that from most high street banks Reviewed on: 23rd February 2022

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