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Monzo: Current account reviews

4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

So easy to use

5
Monzo is great and I'd recommend it to anyone! I'm able to budget successfully by using different savings pots - it's even helped me save up a deposit for my first house, and for a special holiday. The notifications are instant and the app is easy to use - especially when sending money to mates. Reviewed on: 23rd February 2022

Monzo is necessary

5
Monzo is the necessary bank. I am very pleased with their attentive service. Reviewed on: 23rd February 2022

Very very good

5
A bank always very helpful and efficient !!! Reviewed on: 23rd February 2022

Very helpful

5
They are very quick to help with a problem and also quick to solve it for you. Reviewed on: 23rd February 2022

Very good service, very reliable.

5
Monzo makes life easier, the customer support has very rapid responses and can get rid of any problems quickly, the features on the app make it easier to manage your money and the overall ease and look of the app is fantastic would highly recommend! Reviewed on: 23rd February 2022

Moharrk

5
There a lots of easy things in this bank account Reviewed on: 23rd February 2022

very good very nice

5
easy simple and compact. best bank for new poeple Reviewed on: 23rd February 2022

Stout

5
Since day one I have had a pleasant experience with them. Reviewed on: 23rd February 2022

Best monzo card

5
Soo good it helps me do my daily payments and make it such more easier than other banks Reviewed on: 23rd February 2022

Monzo

5
By far the best bank in the UK, service is top notch! Reviewed on: 23rd February 2022

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