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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

63% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

people who can't open a bank account of the life status I reckon this is the best Monzo ever I found

I am so glad that Monzo account I have With Monzo thank you very much for having me a customer Reviewed on: 23rd February 2022

Amazing bank.

Been with monzo over a year and utterly impressed with their excellent service Reviewed on: 23rd February 2022

Love it

Makes my online banking so much easier, I also have the premium which allows me to do so much more couldn’t recommend it enough! Reviewed on: 23rd February 2022

Makes banking easy

I love how easy monzo makes it to bank. Can easily manage all my accounts in one place. My monzo premium benefits make traveling easy too! Reviewed on: 23rd February 2022

The best bank

The best bank with everything online easy Reviewed on: 23rd February 2022

Monzo the budget must have!

Love Monzo the pots help me to organise my life and not worry when those unexpected and expected expenses arise! Reviewed on: 23rd February 2022

Best

Very happy with Monzo bank app online. Reviewed on: 23rd February 2022

My favourite banking app

The savings pots and categories are my favourite part of this app, even just the free current account is very useful. I love being able to physically sort the money I have left over each month into pots; whether it’s to put that extra £10 away for a rainy day or slowly save up for a holiday. The categories are also super useful to keep an eye on where I am spending my money, the auto categorise function is pretty accurate but I really appreciate that I'm able to select a category for each incoming or outgoing payment. I swear that this bank is the only reason I am able to save any money! Reviewed on: 23rd February 2022

So efficient and easy to use

Compared with other British banks I’ve used the Monzo app is so user friendly. Contacting their customer service to resolve issues is efficient and actually gets to a resolution without having to fill in annoying forms and using post Reviewed on: 23rd February 2022

Simply the best

Monzo are definitely the best bank I’ve used, with my previous bank I struggled to see where my money was going. Monzo is so much clearer and I’m definitely in a better financial position for having joined them. Cannot recommend them highly enough. Reviewed on: 23rd February 2022

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